Cheap Quotes for Fort Pierce, FL Car Insurance (2024)
Fort Pierce, Florida car insurance rates average $370 a month and Florida law requires coverage of at least 10/20/10. By comparing rates from multiple Fort Pierce, FL companies, you can find cheap Fort Pierce car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Fort Pierce has an average commute time of 31.7 minutes
- Average car insurance rates in Fort Pierce, FL for senior drivers are $2,702/year
- Average car insurance rates in Fort Pierce, FL after a DUI are $5,321/year
How do the Fort Pierce, Florida monthly average car insurance rates of $370/month compare to nearby cities like Orlando car insurance rates, Tampa car insurance rates, and Port St. Lucie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Fort Pierce, FL.
We’ll cover the Florida minimum coverage requirements, Florida car insurance laws, and Fort Pierce, FL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Fort Pierce, Florida companies to find the most affordable Fort Pierce car insurance rates.
Enter your ZIP code above to find cheap Fort Pierce, FL car insurance quotes today.
What are the minimum Fort Pierce, FL car insurance requirements?
To meet Florida minimum car insurance coverage requirements, Fort Pierce, FL drivers need to carry at least 10/20/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Average Fort Pierce, FL Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Fort Pierce, FL you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 34945 | $3,338 |
| 34946 | $3,346 |
| 34947 | $3,475 |
| 34949 | $3,510 |
| 34950 | $3,475 |
| 34951 | $3,346 |
| 34981 | $3,475 |
| 34982 | $3,475 |
How do age, gender, and marital status affect Fort Pierce, FL car insurance rates?
Three of the criteria that most affect car insurance rates in Fort Pierce, Florida are age, gender, and marital status. Let’s take a look at how each of these stack up with top Fort Pierce car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,364 | $4,150 | $3,807 | $3,849 | $14,725 | $15,919 | $4,281 | $4,314 |
| Geico | $2,782 | $2,802 | $2,600 | $2,600 | $4,909 | $6,186 | $3,067 | $3,131 |
| Liberty Mutual | $3,614 | $3,614 | $3,308 | $3,308 | $7,662 | $11,817 | $3,614 | $4,911 |
| Nationwide | $2,855 | $2,819 | $2,553 | $2,640 | $6,784 | $8,345 | $3,139 | $3,265 |
| Progressive | $3,745 | $3,505 | $3,205 | $3,436 | $10,507 | $11,408 | $4,478 | $4,227 |
| State Farm | $1,975 | $1,975 | $1,801 | $1,801 | $5,710 | $7,262 | $2,192 | $2,337 |
| USAA | $1,562 | $1,534 | $1,468 | $1,453 | $5,358 | $6,189 | $1,944 | $2,094 |
How much do teen drivers pay for car insurance in Fort Pierce, FL?
Fort Pierce, Florida car insurance rates for teens are often higher than rates for other drivers. Compare Fort Pierce car insurance rates from multiple Fort Pierce, Florida car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,725 | $15,919 |
| Geico | $4,909 | $6,186 |
| Liberty Mutual | $7,662 | $11,817 |
| Nationwide | $6,784 | $8,345 |
| Progressive | $10,507 | $11,408 |
| State Farm | $5,710 | $7,262 |
| USAA | $5,358 | $6,189 |
How much do senior drivers pay for car insurance in Fort Pierce, FL?
With a little research, seniors can find affordable car insurance in Fort Pierce, Florida. Here’s a look at how the top Fort Pierce car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,807 | $3,849 |
| Geico | $2,600 | $2,600 |
| Liberty Mutual | $3,308 | $3,308 |
| Nationwide | $2,553 | $2,640 |
| Progressive | $3,205 | $3,436 |
| State Farm | $1,801 | $1,801 |
| USAA | $1,468 | $1,453 |
How does coverage level affect Fort Pierce, FL car insurance rates?
How much coverage do you need? Are you comfortable with the Florida minimum of 10/20/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Fort Pierce, FL car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,247 | $7,304 | $8,227 |
| Geico | $2,835 | $3,638 | $4,055 |
| Liberty Mutual | $4,785 | $5,317 | $5,591 |
| Nationwide | $3,135 | $4,222 | $4,793 |
| Progressive | $4,514 | $5,711 | $6,467 |
| State Farm | $2,634 | $3,211 | $3,550 |
| USAA | $2,268 | $2,813 | $3,020 |
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How does your driving record affect Fort Pierce, FL car insurance rates?
Safe driving pays off. The more traffic violations you have in Fort Pierce, FL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Fort Pierce, Florida companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,984 | $7,172 | $7,920 | $6,629 |
| Geico | $2,481 | $3,137 | $4,612 | $3,808 |
| Liberty Mutual | $3,734 | $4,887 | $7,155 | $5,148 |
| Nationwide | $3,464 | $3,797 | $5,097 | $3,842 |
| Progressive | $4,407 | $6,485 | $5,476 | $5,888 |
| State Farm | $2,864 | $3,400 | $3,132 | $3,132 |
| USAA | $2,115 | $2,611 | $3,857 | $2,217 |
How does a DUI affect Fort Pierce, FL car insurance rates?
With even one DUI on your record, you can see an increase in your Fort Pierce, FL car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,920 |
| Geico | $4,612 |
| Liberty Mutual | $7,155 |
| Nationwide | $5,097 |
| Progressive | $5,476 |
| State Farm | $3,132 |
| USAA | $3,857 |
How does your credit history affect Fort Pierce, FL car insurance rates?
Take a look at the data here to see how your Fort Pierce, Florida car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,738 | $6,112 | $4,928 |
| Geico | $5,059 | $3,107 | $2,362 |
| Liberty Mutual | $6,747 | $4,944 | $4,002 |
| Nationwide | $5,066 | $3,720 | $3,364 |
| Progressive | $7,251 | $5,154 | $4,287 |
| State Farm | $4,281 | $2,809 | $2,305 |
| USAA | $4,371 | $2,158 | $1,572 |
How does your commute affect Fort Pierce, FL car insurance rates?
Fort Pierce, FL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Florida can be seen here. Remember, though, that you may have to carry substantially more car insurance in Fort Pierce if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,729 | $7,123 |
| Geico | $3,492 | $3,527 |
| Liberty Mutual | $5,061 | $5,401 |
| Nationwide | $4,050 | $4,050 |
| Progressive | $5,564 | $5,564 |
| State Farm | $3,025 | $3,238 |
| USAA | $2,670 | $2,731 |
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Who has the cheapest Fort Pierce, FL car insurance rates?
Here’s a breakdown of Fort Pierce, Florida car insurance rates by company. You can see which company offers the cheapest Fort Pierce car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
What are the top Fort Pierce, FL car insurance companies?
Which Fort Pierce, Florida car insurance company will best fit your needs and budget? Check out this comparison of the top Fort Pierce companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,926 |
| Geico | $3,509 |
| Liberty Mutual | $5,231 |
| Nationwide | $4,050 |
| Progressive | $5,564 |
| State Farm | $3,132 |
| USAA | $2,700 |
What factors affect Fort Pierce, FL car insurance rates?
Why are Fort Pierce, Florida car insurance rates different than rates in Orlando or Tampa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Fort Pierce, FL?
FBI statistics show that the Fort Pierce, Florida car theft rate is 115 thefts each year. High theft rates can lead to higher than average Fort Pierce, FL car insurance rates.
How long is the average commute in Fort Pierce, FL?
More time spent behind the wheel can lead to higher Fort Pierce, Florida car insurance rates. In Fort Pierce, FL, the average commute length is 31.7 minutes.
What is the traffic like in Fort Pierce, FL
Like commute length, time spent in traffic also increase risk of accidents. Fort Pierce, FL is listed as 772nd in INRIX congested cities data.
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Car Insurance Quotes for Fort Pierce, FL
Shop for affordable Fort Pierce, Florida car insurance rates today. Enter your ZIP code to compare quotes from multiple Fort Pierce, FL car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.