Cheap Quotes for Underwood, ND Car Insurance (2024)
Underwood, North Dakota car insurance rates average $360 a month and North Dakota law requires coverage of at least 25/50/25. By comparing rates from multiple Underwood, ND companies, you can find cheap Underwood car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Underwood, ND are $360/month
- Underwood has an average commute time of 19.9 minutes
- The cheapest car insurance company in Underwood is USAA
How do the Underwood, North Dakota monthly average car insurance rates of $360/month compare to nearby cities like Dickinson car insurance rates, Grand Forks car insurance rates, and Watford City car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Underwood, ND.
We’ll cover the North Dakota minimum coverage requirements, North Dakota car insurance laws, and Underwood, ND statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Underwood, North Dakota companies to find the most affordable Underwood car insurance rates.
Enter your ZIP code above to find cheap Underwood, ND car insurance quotes today.
What are the minimum Underwood, ND car insurance requirements?
To meet North Dakota minimum car insurance coverage requirements, Underwood, ND drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Underwood, ND car insurance rates?
Three of the criteria that most affect car insurance rates in Underwood, North Dakota are age, gender, and marital status. Let’s take a look at how each of these stack up with top Underwood car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,922 | $2,968 | $2,552 | $2,718 | $10,585 | $12,334 | $3,275 | $3,564 |
| American Family | $2,627 | $2,627 | $2,382 | $2,382 | $5,680 | $8,173 | $2,627 | $3,065 |
| Farmers | $1,856 | $1,818 | $1,656 | $1,726 | $6,720 | $6,880 | $2,109 | $2,225 |
| Geico | $2,163 | $2,147 | $1,863 | $1,884 | $4,150 | $5,218 | $1,953 | $2,172 |
| Liberty Mutual | $7,257 | $7,845 | $5,827 | $7,059 | $28,822 | $32,136 | $7,599 | $8,338 |
| Nationwide | $1,935 | $1,991 | $1,729 | $1,853 | $4,255 | $5,290 | $2,195 | $2,341 |
| Progressive | $2,188 | $2,090 | $1,768 | $1,833 | $7,825 | $8,747 | $2,676 | $2,698 |
| State Farm | $1,793 | $1,793 | $1,575 | $1,575 | $4,879 | $6,182 | $2,000 | $2,257 |
| USAA | $1,105 | $1,097 | $900 | $903 | $3,802 | $4,593 | $1,590 | $1,730 |
How much do teen drivers pay for car insurance in Underwood, ND?
Underwood, North Dakota car insurance rates for teens are often higher than rates for other drivers. Compare Underwood car insurance rates from multiple Underwood, North Dakota car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,585 | $12,334 |
| American Family | $5,680 | $8,173 |
| Farmers | $6,720 | $6,880 |
| Geico | $4,150 | $5,218 |
| Liberty Mutual | $28,822 | $32,136 |
| Nationwide | $4,255 | $5,290 |
| Progressive | $7,825 | $8,747 |
| State Farm | $4,879 | $6,182 |
| USAA | $3,802 | $4,593 |
How much do senior drivers pay for car insurance in Underwood, ND?
With a little research, seniors can find affordable car insurance in Underwood, North Dakota. Here’s a look at how the top Underwood car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,552 | $2,718 |
| American Family | $2,382 | $2,382 |
| Farmers | $1,656 | $1,726 |
| Geico | $1,863 | $1,884 |
| Liberty Mutual | $5,827 | $7,059 |
| Nationwide | $1,729 | $1,853 |
| Progressive | $1,768 | $1,833 |
| State Farm | $1,575 | $1,575 |
| USAA | $900 | $903 |
How does coverage level affect Underwood, ND car insurance rates?
How much coverage do you need? Are you comfortable with the North Dakota minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Underwood, ND car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,025 | $5,113 | $5,206 |
| American Family | $3,794 | $3,876 | $3,416 |
| Farmers | $3,051 | $3,110 | $3,210 |
| Geico | $2,647 | $2,689 | $2,745 |
| Liberty Mutual | $12,831 | $13,056 | $13,445 |
| Nationwide | $2,635 | $2,684 | $2,776 |
| Progressive | $3,619 | $3,714 | $3,852 |
| State Farm | $2,691 | $2,764 | $2,816 |
| USAA | $1,915 | $1,966 | $2,014 |
How does your driving record affect Underwood, ND car insurance rates?
Safe driving pays off. The more traffic violations you have in Underwood, ND, the higher your car insurance rates will be. Compare rates based on driving infractions from top Underwood, North Dakota companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,205 | $4,598 | $6,837 | $4,819 |
| American Family | $2,702 | $3,858 | $5,130 | $3,091 |
| Farmers | $2,630 | $3,360 | $3,318 | $3,187 |
| Geico | $1,556 | $2,605 | $4,084 | $2,529 |
| Liberty Mutual | $11,630 | $13,123 | $14,263 | $13,426 |
| Nationwide | $1,978 | $2,747 | $3,812 | $2,257 |
| Progressive | $3,447 | $4,220 | $3,484 | $3,761 |
| State Farm | $2,559 | $2,955 | $2,757 | $2,757 |
| USAA | $1,397 | $1,976 | $2,763 | $1,724 |
How does a DUI affect Underwood, ND car insurance rates?
With even one DUI on your record, you can see an increase in your Underwood, ND car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,837 |
| American Family | $5,130 |
| Farmers | $3,318 |
| Geico | $4,084 |
| Liberty Mutual | $14,263 |
| Nationwide | $3,812 |
| Progressive | $3,484 |
| State Farm | $2,757 |
| USAA | $2,763 |
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How does your credit history affect Underwood, ND car insurance rates?
Take a look at the data here to see how your Underwood, North Dakota car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,424 | $4,905 | $4,015 |
| American Family | $4,868 | $3,373 | $2,845 |
| Farmers | $3,616 | $2,952 | $2,803 |
| Geico | $3,222 | $2,595 | $2,265 |
| Liberty Mutual | $19,074 | $11,368 | $8,889 |
| Nationwide | $3,293 | $2,555 | $2,248 |
| Progressive | $4,321 | $3,594 | $3,270 |
| State Farm | $3,857 | $2,452 | $1,962 |
| USAA | $2,713 | $1,718 | $1,464 |
How does your commute affect Underwood, ND car insurance rates?
Underwood, ND car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Dakota can be seen here. Remember, though, that you may have to carry substantially more car insurance in Underwood if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,989 | $5,241 |
| American Family | $3,650 | $3,741 |
| Farmers | $3,124 | $3,124 |
| Geico | $2,663 | $2,724 |
| Liberty Mutual | $13,110 | $13,110 |
| Nationwide | $2,699 | $2,699 |
| Progressive | $3,728 | $3,728 |
| State Farm | $2,683 | $2,831 |
| USAA | $1,945 | $1,985 |
Who has the cheapest Underwood, ND car insurance rates?
Here’s a breakdown of Underwood, North Dakota car insurance rates by company. You can see which company offers the cheapest Underwood car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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What are the top Underwood, ND car insurance companies?
Which Underwood, North Dakota car insurance company will best fit your needs and budget? Check out this comparison of the top Underwood companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,115 |
| American Family | $3,695 |
| Farmers | $3,124 |
| Geico | $2,694 |
| Liberty Mutual | $13,110 |
| Nationwide | $2,699 |
| Progressive | $3,728 |
| State Farm | $2,757 |
| USAA | $1,965 |
What factors affect Underwood, ND car insurance rates?
Why are Underwood, North Dakota car insurance rates different than rates in Dickinson or Grand Forks? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Underwood, ND?
More time spent behind the wheel can lead to higher Underwood, North Dakota car insurance rates. In Underwood, ND, the average commute length is 19.9 minutes.
Car Insurance Quotes for Underwood, ND
Shop for affordable Underwood, North Dakota car insurance rates today. Enter your ZIP code to compare quotes from multiple Underwood, ND car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.