Cheap Quotes for Beaumont, TX Car Insurance (2024)
Beaumont, Texas car insurance rates average $358 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Beaumont, TX companies, you can find cheap Beaumont car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Beaumont is USAA
- Average car insurance rates in Beaumont, TX for senior drivers are $2,597/year
- Average car insurance rates in Beaumont, TX after a DUI are $4,886/year
How do the Beaumont, Texas monthly average car insurance rates of $358/month compare to nearby cities like Corpus Christi car insurance rates, San Antonio car insurance rates, and Laredo car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Beaumont, TX.
We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Beaumont, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Beaumont, Texas companies to find the most affordable Beaumont car insurance rates.
Enter your ZIP code above to find cheap Beaumont, TX car insurance quotes today.
What are the minimum Beaumont, TX car insurance requirements?
To meet Texas minimum car insurance coverage requirements, Beaumont, TX drivers need to carry at least 30/60/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Average Beaumont, TX Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Beaumont, TX you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 77701 | $6,397 |
| 77702 | $6,412 |
| 77703 | $6,474 |
| 77705 | $6,573 |
| 77706 | $6,339 |
| 77707 | $6,411 |
| 77708 | $6,386 |
| 77713 | $6,257 |
How do age, gender, and marital status affect Beaumont, TX car insurance rates?
Three of the criteria that most affect car insurance rates in Beaumont, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Beaumont car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,733 | $3,757 | $3,684 | $3,684 | $9,919 | $11,944 | $4,603 | $4,780 |
| American Family | $3,008 | $3,370 | $2,868 | $3,306 | $8,499 | $11,152 | $4,425 | $5,067 |
| Geico | $2,777 | $3,027 | $2,717 | $3,136 | $6,256 | $6,466 | $3,012 | $2,979 |
| Nationwide | $2,604 | $2,645 | $2,299 | $2,432 | $7,524 | $9,652 | $3,074 | $3,325 |
| Progressive | $2,620 | $2,467 | $2,336 | $2,378 | $11,213 | $12,502 | $3,091 | $3,116 |
| State Farm | $2,346 | $2,346 | $2,098 | $2,098 | $5,746 | $7,342 | $2,559 | $2,631 |
| USAA | $1,745 | $1,747 | $1,675 | $1,652 | $4,977 | $5,391 | $2,318 | $2,464 |
How much do teen drivers pay for car insurance in Beaumont, TX?
Beaumont, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Beaumont car insurance rates from multiple Beaumont, Texas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,919 | $11,944 |
| American Family | $8,499 | $11,152 |
| Geico | $6,256 | $6,466 |
| Nationwide | $7,524 | $9,652 |
| Progressive | $11,213 | $12,502 |
| State Farm | $5,746 | $7,342 |
| USAA | $4,977 | $5,391 |
How much do senior drivers pay for car insurance in Beaumont, TX?
With a little research, seniors can find affordable car insurance in Beaumont, Texas. Here’s a look at how the top Beaumont car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,684 | $3,684 |
| American Family | $2,868 | $3,306 |
| Geico | $2,717 | $3,136 |
| Nationwide | $2,299 | $2,432 |
| Progressive | $2,336 | $2,378 |
| State Farm | $2,098 | $2,098 |
| USAA | $1,675 | $1,652 |
How does coverage level affect Beaumont, TX car insurance rates?
How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Beaumont, TX car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,616 | $5,708 | $5,965 |
| American Family | $4,852 | $5,010 | $5,774 |
| Geico | $3,562 | $3,738 | $4,089 |
| Nationwide | $4,513 | $4,015 | $4,054 |
| Progressive | $4,696 | $4,938 | $5,262 |
| State Farm | $3,198 | $3,382 | $3,608 |
| USAA | $2,641 | $2,734 | $2,864 |
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How does your driving record affect Beaumont, TX car insurance rates?
Safe driving pays off. The more traffic violations you have in Beaumont, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Beaumont, Texas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,447 | $6,933 | $7,225 | $4,447 |
| American Family | $4,718 | $6,099 | $5,313 | $4,718 |
| Geico | $3,216 | $4,296 | $3,528 | $4,144 |
| Nationwide | $3,636 | $3,636 | $5,396 | $4,109 |
| Progressive | $4,323 | $5,623 | $5,052 | $4,863 |
| State Farm | $3,003 | $3,463 | $4,115 | $3,003 |
| USAA | $2,039 | $3,031 | $3,573 | $2,342 |
How does a DUI affect Beaumont, TX car insurance rates?
With even one DUI on your record, you can see an increase in your Beaumont, TX car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,225 |
| American Family | $5,313 |
| Geico | $3,528 |
| Nationwide | $5,396 |
| Progressive | $5,052 |
| State Farm | $4,115 |
| USAA | $3,573 |
How does your credit history affect Beaumont, TX car insurance rates?
Take a look at the data here to see how your Beaumont, Texas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,326 | $5,366 | $4,597 |
| American Family | $7,116 | $4,550 | $3,969 |
| Geico | $5,878 | $3,313 | $2,198 |
| Nationwide | $5,033 | $4,043 | $3,507 |
| Progressive | $5,579 | $4,834 | $4,483 |
| State Farm | $4,800 | $2,996 | $2,392 |
| USAA | $4,019 | $2,337 | $1,884 |
How does your commute affect Beaumont, TX car insurance rates?
Beaumont, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Beaumont if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,619 | $5,907 |
| American Family | $5,212 | $5,212 |
| Geico | $3,727 | $3,866 |
| Nationwide | $4,194 | $4,194 |
| Progressive | $4,965 | $4,965 |
| State Farm | $3,396 | $3,396 |
| USAA | $2,711 | $2,781 |
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Who has the cheapest Beaumont, TX car insurance rates?
Here’s a breakdown of Beaumont, Texas car insurance rates by company. You can see which company offers the cheapest Beaumont car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
What are the top Beaumont, TX car insurance companies?
Which Beaumont, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Beaumont companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,763 |
| American Family | $5,212 |
| Geico | $3,796 |
| Nationwide | $4,194 |
| Progressive | $4,965 |
| State Farm | $3,396 |
| USAA | $2,746 |
What factors affect Beaumont, TX car insurance rates?
Why are Beaumont, Texas car insurance rates different than rates in Corpus Christi or San Antonio? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Beaumont, TX?
FBI statistics show that the Beaumont, Texas car theft rate is 410 thefts each year. High theft rates can lead to higher than average Beaumont, TX car insurance rates.
How long is the average commute in Beaumont, TX?
More time spent behind the wheel can lead to higher Beaumont, Texas car insurance rates. In Beaumont, TX, the average commute length is 18.8 minutes.
What is the traffic like in Beaumont, TX
Like commute length, time spent in traffic also increase risk of accidents. Beaumont, TX is listed as 748th in INRIX congested cities data.
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Car Insurance Quotes for Beaumont, TX
Shop for affordable Beaumont, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Beaumont, TX car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.