Cheap Quotes for Augusta, WV Car Insurance (2024)
Augusta, West Virginia car insurance rates average $302 a month and West Virginia law requires coverage of at least 25/50/25. By comparing rates from multiple Augusta, WV companies, you can find cheap Augusta car insurance quotes to fit your needs and budget.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Augusta, WV after a DUI are $4,465/year
- Average car insurance rates in Augusta, WV for senior drivers are $2,042/year
- Average car insurance rates in Augusta, WV are $302/month
How do the Augusta, West Virginia monthly average car insurance rates of $302/month compare to nearby cities like St. Albans car insurance rates, Martinsburg car insurance rates, and Vienna car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Augusta, WV.
We’ll cover the West Virginia minimum coverage requirements, West Virginia car insurance laws, and Augusta, WV statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Augusta, West Virginia companies to find the most affordable Augusta car insurance rates.
Enter your ZIP code above to find cheap Augusta, WV car insurance quotes today.
What are the minimum Augusta, WV car insurance requirements?
To meet West Virginia minimum car insurance coverage requirements, Augusta, WV drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Augusta, WV car insurance rates?
Three of the criteria that most affect car insurance rates in Augusta, West Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Augusta car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,525 | $2,350 | $2,252 | $2,258 | $8,859 | $9,226 | $2,805 | $2,817 |
| Geico | $2,562 | $2,529 | $2,446 | $2,371 | $6,181 | $7,456 | $2,465 | $2,569 |
| Liberty Mutual | $3,530 | $3,833 | $2,837 | $3,450 | $13,285 | $14,987 | $3,650 | $4,021 |
| Nationwide | $1,773 | $1,806 | $1,617 | $1,699 | $4,380 | $5,549 | $1,979 | $2,119 |
| Progressive | $2,097 | $2,030 | $1,921 | $1,927 | $8,758 | $9,846 | $2,517 | $2,608 |
| State Farm | $1,506 | $1,506 | $1,340 | $1,340 | $3,197 | $4,126 | $1,774 | $1,414 |
| USAA | $1,680 | $1,657 | $1,556 | $1,572 | $5,512 | $6,116 | $2,171 | $2,336 |
How much do teen drivers pay for car insurance in Augusta, WV?
Augusta, West Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Augusta car insurance rates from multiple Augusta, West Virginia car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,859 | $9,226 |
| Geico | $6,181 | $7,456 |
| Liberty Mutual | $13,285 | $14,987 |
| Nationwide | $4,380 | $5,549 |
| Progressive | $8,758 | $9,846 |
| State Farm | $3,197 | $4,126 |
| USAA | $5,512 | $6,116 |
How much do senior drivers pay for car insurance in Augusta, WV?
With a little research, seniors can find affordable car insurance in Augusta, West Virginia. Here’s a look at how the top Augusta car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,252 | $2,258 |
| Geico | $2,446 | $2,371 |
| Liberty Mutual | $2,837 | $3,450 |
| Nationwide | $1,617 | $1,699 |
| Progressive | $1,921 | $1,927 |
| State Farm | $1,340 | $1,340 |
| USAA | $1,556 | $1,572 |
How does coverage level affect Augusta, WV car insurance rates?
How much coverage do you need? Are you comfortable with the West Virginia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Augusta, WV car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,006 | $4,130 | $4,274 |
| Geico | $3,401 | $3,578 | $3,738 |
| Liberty Mutual | $5,897 | $6,184 | $6,516 |
| Nationwide | $2,583 | $2,595 | $2,668 |
| Progressive | $3,832 | $3,928 | $4,129 |
| State Farm | $1,921 | $2,018 | $2,137 |
| USAA | $2,735 | $2,820 | $2,920 |
How does your driving record affect Augusta, WV car insurance rates?
Safe driving pays off. The more traffic violations you have in Augusta, WV, the higher your car insurance rates will be. Compare rates based on driving infractions from top Augusta, West Virginia companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,508 | $4,143 | $4,924 | $3,971 |
| Geico | $2,200 | $3,551 | $6,179 | $2,360 |
| Liberty Mutual | $5,083 | $6,409 | $7,103 | $6,202 |
| Nationwide | $2,100 | $2,772 | $3,245 | $2,345 |
| Progressive | $3,375 | $4,485 | $4,031 | $3,960 |
| State Farm | $1,874 | $2,176 | $2,025 | $2,025 |
| USAA | $2,224 | $2,623 | $3,745 | $2,709 |
How does a DUI affect Augusta, WV car insurance rates?
With even one DUI on your record, you can see an increase in your Augusta, WV car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,924 |
| Geico | $6,179 |
| Liberty Mutual | $7,103 |
| Nationwide | $3,245 |
| Progressive | $4,031 |
| State Farm | $2,025 |
| USAA | $3,745 |
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How does your credit history affect Augusta, WV car insurance rates?
Take a look at the data here to see how your Augusta, West Virginia car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,013 | $3,985 | $3,412 |
| Geico | $4,309 | $3,502 | $2,907 |
| Liberty Mutual | $8,872 | $5,445 | $4,281 |
| Nationwide | $2,979 | $2,520 | $2,347 |
| Progressive | $4,456 | $3,856 | $3,577 |
| State Farm | $2,906 | $1,775 | $1,396 |
| USAA | $4,179 | $2,389 | $1,907 |
How does your commute affect Augusta, WV car insurance rates?
Augusta, WV car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for West Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Augusta if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,137 | $4,137 |
| Geico | $3,535 | $3,610 |
| Liberty Mutual | $6,199 | $6,199 |
| Nationwide | $2,615 | $2,615 |
| Progressive | $3,963 | $3,963 |
| State Farm | $1,974 | $2,077 |
| USAA | $2,792 | $2,858 |
Who has the cheapest Augusta, WV car insurance rates?
Here’s a breakdown of Augusta, West Virginia car insurance rates by company. You can see which company offers the cheapest Augusta car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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What are the top Augusta, WV car insurance companies?
Which Augusta, West Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Augusta companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,137 |
| Geico | $3,572 |
| Liberty Mutual | $6,199 |
| Nationwide | $2,615 |
| Progressive | $3,963 |
| State Farm | $2,025 |
| USAA | $2,825 |
What factors affect Augusta, WV car insurance rates?
Why are Augusta, West Virginia car insurance rates different than rates in St. Albans or Martinsburg? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the traffic like in Augusta, WV
Like commute length, time spent in traffic also increase risk of accidents. Augusta, WV is listed as 513th in INRIX congested cities data.
Car Insurance Quotes for Augusta, WV
Shop for affordable Augusta, West Virginia car insurance rates today. Enter your ZIP code to compare quotes from multiple Augusta, WV car insurance companies.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.