Car Insurance Basics

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How to Move a Car Without InsurancePost

How to Move a Car Without Insurance

Driving a car you just bought without insurance is a bold move. It’s against the law to have a vehicle on the road without proof of insurance, and the penalties can be financially steep. Should you be stopped, police officers will require proof of insurance, and if you’re not able to show a valid auto...

Driving a car you just bought without insurance is a bold mo...

What does 25/50/10 car insurance mean?Post

What does 25/50/10 car insurance mean?

When you buy auto insurance, your auto insurance policy will include liability protection in case you’re in an at-fault accident Motor vehicle liability protection doesn’t pay for your expenses rather the expenses incurred by other individuals Auto Liability coverage will have three different limits for bodily injury and also for property damage When your declarations page says...

When you buy auto insurance, your auto insurance policy will...

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Why do you need car insurance?

If you drive a car, you’re responsible for your actions on the road. Accidents happen, and if you are at fault, you are liable for any damages stemming from the accident. This includes things like another party’s medical bills, the costs of repairing or replacing their car, or harm to surrounding property. And this is...

If you drive a car, you’re responsible for your action...

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What does no-fault state mean in car insurance?

The necessary coverage for car insurance varies depending on where you live in the United States. There are different types of insurance programs offered to drivers according to what state they reside in. It is important to know what kind of auto insurance you need because it could cost you a lot of money if...

The necessary coverage for car insurance varies depending on...

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How much does a speeding ticket raise insurance?

Everyone knows that a speeding ticket costs you a lot of money. But, do you know just how much a speeding ticket raises insurance? One speeding ticket can increase your car insurance rates by over 30%. However, your rate increase depends on your insurance company and where you live. In addition, how much you were...

Everyone knows that a speeding ticket costs you a lot of mon...

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Do you need full coverage on a financed car?

Did you know that finance companies and lenders require you to have full coverage on your car? But how come? Full coverage produces expensive car insurance quotes, and some drivers decline full coverage insurance to save money. But don’t worry, we’ll show you which insurance companies provide affordable rates. Our guide shows why lenders make...

Did you know that finance companies and lenders require you ...

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What does full coverage car insurance cover?

You’ve heard insurance professionals discuss full coverage insurance. But what does full coverage car insurance cover? Does one coverage handle everything? Full coverage combines liability, collision, and comprehensive coverages to offer the most protection. However, while most states only require liability insurance, this doesn’t protect your vehicle. Since full coverage car insurance rates are expensive,...

You’ve heard insurance professionals discuss full cove...

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What is pay-as-you-go car insurance?

Finding the right car insurance to meet your needs can be time-consuming. With so many coverage options available, you may be wondering which car insurance companies can save you the most money. How much coverage do you need if you don’t drive often? What is pay-as-you-go car insurance? We make finding the right car insurance...

Finding the right car insurance to meet your needs can be ti...

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What is highway hypnosis?

Highway hypnosis is a temporary mental state that can cause drowsy driving and forgetfulness. Unfortunately, it may be linked to car accidents that result in damages, injuries, and even death. Therefore, it’s essential to know how to recognize the warning signs of highway hypnosis and avoid a car accident. Please read further to gain an...

Highway hypnosis is a temporary mental state that can cause ...

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How much insurance coverage do I need?

Buying a car is an exciting time for anyone, but learning about the process can be confusing, especially for first-time buyers. Most everyone knows that you need insurance to protect your car, but knowing how much insurance coverage you need can be complicated. There are several factors to consider regarding insurance. For example, nearly every...

Buying a car is an exciting time for anyone, but learning ab...

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What is a car insurance deductible and how does it work?

If you have car insurance questions, you’ve come to the right place. Today, we’ll determine the car insurance deductible basics. What is an average collision deductible? What is a car insurance deductible? What should my deductible be? How does a car insurance deductible work? Continue reading for an explanation of the insurance deductible. Having the...

If you have car insurance questions, you’ve come to th...

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Is full coverage really full?

If you’re considering upgrading your car insurance, you may be wondering if full coverage is a good option. Is full coverage really full? Will it cover any type of damage that occurs to your vehicle? What about injuries? Most people know that full coverage is more expensive than other types of coverage, so understanding what...

If you’re considering upgrading your car insurance, yo...

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Is it a bad idea if my child isn’t on my car insurance?

Insurance can suddenly become more complex when you have children of driving age. We know that it can be overwhelming, but you’ve come to the right place with your questions about young drivers’ car insurance. Is it necessary to add a teenaged driver to your insurance? Is it unfavorable if your child isn’t on your...

Insurance can suddenly become more complex when you have chi...

I Can’t Pay Car InsurancePost

I Can’t Pay Car Insurance

Depending on where you live, the vehicle that you drive, and many other factors, you may easily pay between $1,000 to $2,000 per year or more on car insurance. You can pay the year off upfront in some cases, but many drivers prefer to pay it on a monthly basis. Therefore, it may be a...

Depending on where you live, the vehicle that you drive, and...

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Is there such a thing as car insurance with no down payment?

Whether or not car insurance with no down payment exists depends on how you define a down payment. Every auto insurance policy will require you to prepay, whether it is for a month, three months, six months, or a year of premiums. That would appear to be a down payment. Of course, by some definitions,...

Whether or not car insurance with no down payment exists dep...

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What is a Preferred Driver?

As you shop for car insurance, there are many phrases you will run into that can be confusing as you compare car insurance quotes. A preferred driver is one common phrase that you may run into and one that can provide potential customers with reduced rates and discounts on their car insurance premiums. But what...

As you shop for car insurance, there are many phrases you wi...

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What is an Ignition Interlock Device?

Drunk driving is a serious problem that forever ruins the lives of many. Diligent efforts are being made to prevent drivers from getting behind the wheel after drinking, but the problem is still very dangerous and prevalent. According to California’s Department of Motor Vehicles, first time DUI (driving while under the influence) offenders stand a...

Drunk driving is a serious problem that forever ruins the li...

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