Managing Your Policy

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Can I have two car insurance policies in my name?Post

Can I have two car insurance policies in my name?

Auto insurance isn’t one of those things that you can buy multiples of so that you have more protection. When you want to guarantee that you’re fully safeguarded under your current policy, the solution is to raise your coverage and select additional coverage options that will pay for bills that you don’t want to. The...

Auto insurance isn’t one of those things that you can ...

If you sell your car, is your insurance still valid?Post

If you sell your car, is your insurance still valid?

Selling your car on your own has its advantages. Not only can you avoid the low-ball trade offers that dealers quote you, but you can also sell the car on your own schedule. While it can pay off to be a private party seller, creating ads and meeting with clients can be time-consuming.Read More: Managing...

Selling your car on your own has its advantages. Not only ca...

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Once I buy the policy, will I ever need to change my insurance coverage?

If you’ve recently purchased a policy, you may have questions about prospective changes. One of the most common questions is, “Can I change my car insurance coverage at any time?” Fortunately, most adjustments to your car insurance coverage are easy to make. By contacting your insurance agent, you can learn more about possible changes and...

If you’ve recently purchased a policy, you may have qu...

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Can I be on my parents’ car insurance if the car is in my name?

The question “Can my parents insure a car that is in my name?” is related to this question: “Can I insure a car that is not in my name?” In either case, you or a parent’s car insurance company will not insure. Car insurance companies want policyholders to own the cars they insure for several...

The question “Can my parents insure a car that is in my na...

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What does it mean when a policy is ‘fully paid up?’

Wondering what “fully paid up” in insurance means? You are not alone — it is one of the most common car insurance questions. When your policy is fully paid up, it means that your coverage is up-to-date. You do not need to pay any more premiums until your next renewal date, and you may even...

Wondering what “fully paid up” in insurance means? You a...

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Can I add or remove coverages in the middle of my policy?

Additional insurance coverage fills in the areas that liability car insurance won’t cover. But if you think you won’t need it, you can remove it. But how? Don’t worry, we’ll answer your car insurance questions in this article. Our guide explains how you can add and remove additional coverage in the middle of your policy...

Additional insurance coverage fills in the areas that liabil...

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If I want to add a driver or vehicle to my insurance, do I need to start a new policy?

Adding someone to car insurance temporarily isn’t uncommon. If someone else lives with you, your insurance company may insist that you add them as a driver. Some roommates even share policies, though you should always check to see if their driving record will drive up the rate overall for you. But what about vehicles and...

Adding someone to car insurance temporarily isn’t unco...

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How quickly do changes I make to my policy go into effect?

If you need to make a change to your car insurance policy, you might be wondering, “how quickly do changes I make to my policy go into effect?” The good news is that if you make changes over the phone or online, they should go into effect right away. You can make changes to your...

If you need to make a change to your car insurance policy, y...

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Can you use a PO Box address for car insurance?

Using a PO box for personal adds convenience and security to the receipt of mail. Knowing safely delivered letters remain at the post office reduces concerns about unattended mail in a door slot. There are a couple of different ways to acquire a PO box. One way is in person at the post office or...

Using a PO box for personal adds convenience and security to...

Does being unemployed affect your auto insurance?Post

Does being unemployed affect your auto insurance?

Your employment status cannot affect your ability to purchase insurance. Auto insurance companies don’t care if you are employed or not. As long you don’t lapse on your payments, you remain insured. However, going from employed to unemployed can increase your auto insurance rates in a number of ways. For instance, some auto providers consider...

Your employment status cannot affect your ability to purchas...

Can a car insurance company raise premiums or cancel coverage midterm?Post

Can a car insurance company raise premiums or cancel coverage midterm?

Car insurance premiums are primarily based on risk, but they are also affected by car insurance laws. Most car insurance coverage is offered in 6-month terms (a handful of car insurers offer 12-month policies) and a common question asked by many drivers is why can I only buy a 6-month policy?Read More: Managing Your Car...

Car insurance premiums are primarily based on risk, but they...

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