Cheap Quotes for Bell City, MO Car Insurance (2024)
Bell City, Missouri car insurance rates average $260 a month and Missouri law requires coverage of at least 25/50/25. By comparing rates from multiple Bell City, MO companies, you can find cheap Bell City car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Bell City, MO after a DUI are $3,669/year
- Average car insurance rates in Bell City, MO are $260/month
- Average car insurance rates in Bell City, MO for senior drivers are $1,751/year
How do the Bell City, Missouri monthly average car insurance rates of $260/month compare to nearby cities like Independence car insurance rates, Kansas City car insurance rates, and Blue Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Bell City, MO.
We’ll cover the Missouri minimum coverage requirements, Missouri car insurance laws, and Bell City, MO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Bell City, Missouri companies to find the most affordable Bell City car insurance rates.
Enter your ZIP code above to find cheap Bell City, MO car insurance quotes today.
What are the minimum Bell City, MO car insurance requirements?
To meet Missouri minimum car insurance coverage requirements, Bell City, MO drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Bell City, MO car insurance rates?
Three of the criteria that most affect car insurance rates in Bell City, Missouri are age, gender, and marital status. Let’s take a look at how each of these stack up with top Bell City car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,796 | $2,713 | $2,507 | $2,587 | $7,621 | $8,247 | $2,695 | $2,790 |
| American Family | $2,076 | $2,076 | $1,848 | $1,848 | $5,646 | $7,346 | $2,076 | $2,432 |
| Farmers | $2,160 | $2,158 | $1,924 | $2,042 | $9,117 | $9,455 | $2,465 | $2,575 |
| Geico | $1,634 | $1,840 | $1,281 | $1,653 | $5,140 | $5,435 | $1,491 | $1,493 |
| Liberty Mutual | $2,546 | $2,760 | $2,101 | $2,357 | $8,887 | $9,870 | $2,676 | $2,848 |
| Nationwide | $1,504 | $1,532 | $1,349 | $1,425 | $3,871 | $4,940 | $1,722 | $1,858 |
| Progressive | $1,856 | $1,721 | $1,517 | $1,564 | $6,105 | $6,860 | $2,263 | $2,319 |
| State Farm | $1,441 | $1,441 | $1,293 | $1,293 | $4,115 | $5,186 | $1,617 | $1,838 |
| USAA | $1,612 | $1,594 | $1,457 | $1,475 | $4,904 | $5,980 | $1,996 | $2,211 |
How much do teen drivers pay for car insurance in Bell City, MO?
Bell City, Missouri car insurance rates for teens are often higher than rates for other drivers. Compare Bell City car insurance rates from multiple Bell City, Missouri car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,621 | $8,247 |
| American Family | $5,646 | $7,346 |
| Farmers | $9,117 | $9,455 |
| Geico | $5,140 | $5,435 |
| Liberty Mutual | $8,887 | $9,870 |
| Nationwide | $3,871 | $4,940 |
| Progressive | $6,105 | $6,860 |
| State Farm | $4,115 | $5,186 |
| USAA | $4,904 | $5,980 |
How much do senior drivers pay for car insurance in Bell City, MO?
With a little research, seniors can find affordable car insurance in Bell City, Missouri. Here’s a look at how the top Bell City car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,507 | $2,587 |
| American Family | $1,848 | $1,848 |
| Farmers | $1,924 | $2,042 |
| Geico | $1,281 | $1,653 |
| Liberty Mutual | $2,101 | $2,357 |
| Nationwide | $1,349 | $1,425 |
| Progressive | $1,517 | $1,564 |
| State Farm | $1,293 | $1,293 |
| USAA | $1,457 | $1,475 |
How does coverage level affect Bell City, MO car insurance rates?
How much coverage do you need? Are you comfortable with the Missouri minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Bell City, MO car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,857 | $3,987 | $4,140 |
| American Family | $3,077 | $3,269 | $3,160 |
| Farmers | $3,708 | $3,942 | $4,310 |
| Geico | $2,322 | $2,513 | $2,653 |
| Liberty Mutual | $3,997 | $4,276 | $4,494 |
| Nationwide | $2,131 | $2,298 | $2,396 |
| Progressive | $2,707 | $3,031 | $3,339 |
| State Farm | $2,120 | $2,283 | $2,431 |
| USAA | $2,536 | $2,644 | $2,781 |
How does your driving record affect Bell City, MO car insurance rates?
Safe driving pays off. The more traffic violations you have in Bell City, MO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Bell City, Missouri companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,439 | $3,868 | $4,790 | $3,881 |
| American Family | $2,379 | $3,428 | $4,158 | $2,710 |
| Farmers | $3,444 | $4,293 | $4,198 | $4,012 |
| Geico | $1,933 | $2,523 | $3,427 | $2,101 |
| Liberty Mutual | $3,089 | $4,441 | $4,571 | $4,922 |
| Nationwide | $1,779 | $2,294 | $3,076 | $1,951 |
| Progressive | $2,611 | $3,518 | $2,902 | $3,072 |
| State Farm | $2,095 | $2,461 | $2,278 | $2,278 |
| USAA | $2,107 | $2,579 | $3,619 | $2,310 |
How does a DUI affect Bell City, MO car insurance rates?
With even one DUI on your record, you can see an increase in your Bell City, MO car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,790 |
| American Family | $4,158 |
| Farmers | $4,198 |
| Geico | $3,427 |
| Liberty Mutual | $4,571 |
| Nationwide | $3,076 |
| Progressive | $2,902 |
| State Farm | $2,278 |
| USAA | $3,619 |
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How does your credit history affect Bell City, MO car insurance rates?
Take a look at the data here to see how your Bell City, Missouri car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,511 | $3,542 | $2,930 |
| American Family | $4,140 | $2,913 | $2,453 |
| Farmers | $4,550 | $3,798 | $3,612 |
| Geico | $3,442 | $2,246 | $1,799 |
| Liberty Mutual | $6,103 | $3,729 | $2,935 |
| Nationwide | $2,679 | $2,219 | $1,927 |
| Progressive | $3,508 | $2,898 | $2,671 |
| State Farm | $3,116 | $2,039 | $1,678 |
| USAA | $4,414 | $2,065 | $1,482 |
How does your commute affect Bell City, MO car insurance rates?
Bell City, MO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Missouri can be seen here. Remember, though, that you may have to carry substantially more car insurance in Bell City if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,995 | $3,995 |
| American Family | $3,137 | $3,200 |
| Farmers | $3,987 | $3,987 |
| Geico | $2,449 | $2,543 |
| Liberty Mutual | $4,256 | $4,256 |
| Nationwide | $2,275 | $2,275 |
| Progressive | $3,026 | $3,026 |
| State Farm | $2,222 | $2,334 |
| USAA | $2,559 | $2,748 |
Who has the cheapest Bell City, MO car insurance rates?
Here’s a breakdown of Bell City, Missouri car insurance rates by company. You can see which company offers the cheapest Bell City car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | State Farm |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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What are the top Bell City, MO car insurance companies?
Which Bell City, Missouri car insurance company will best fit your needs and budget? Check out this comparison of the top Bell City companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,995 |
| American Family | $3,169 |
| Farmers | $3,987 |
| Geico | $2,496 |
| Liberty Mutual | $4,256 |
| Nationwide | $2,275 |
| Progressive | $3,026 |
| State Farm | $2,278 |
| USAA | $2,654 |
What factors affect Bell City, MO car insurance rates?
Why are Bell City, Missouri car insurance rates different than rates in Independence or Kansas City? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Bell City, MO?
More time spent behind the wheel can lead to higher Bell City, Missouri car insurance rates. In Bell City, MO, the average commute length is 26.1 minutes.
Car Insurance Quotes for Bell City, MO
Shop for affordable Bell City, Missouri car insurance rates today. Enter your ZIP code to compare quotes from multiple Bell City, MO car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.