Cheap Quotes for Byram, MS Car Insurance (2024)
Byram, Mississippi car insurance rates average $327 a month and Mississippi law requires coverage of at least 25/50/25. By comparing rates from multiple Byram, MS companies, you can find cheap Byram car insurance quotes to fit your needs and budget.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Byram, MS for senior drivers are $2,111/year
- Average car insurance rates in Byram, MS after a DUI are $4,715/year
- Byram has an average commute time of 28.5 minutes
How do the Byram, Mississippi monthly average car insurance rates of $327/month compare to nearby cities like Greenville car insurance rates, Gulfport car insurance rates, and Oxford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Byram, MS.
We’ll cover the Mississippi minimum coverage requirements, Mississippi car insurance laws, and Byram, MS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Byram, Mississippi companies to find the most affordable Byram car insurance rates.
Enter your ZIP code above to find cheap Byram, MS car insurance quotes today.
What are the minimum Byram, MS car insurance requirements?
To meet Mississippi minimum car insurance coverage requirements, Byram, MS drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How do age, gender, and marital status affect Byram, MS car insurance rates?
Three of the criteria that most affect car insurance rates in Byram, Mississippi are age, gender, and marital status. Let’s take a look at how each of these stack up with top Byram car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,138 | $2,991 | $2,810 | $2,873 | $12,805 | $13,688 | $3,545 | $3,630 |
| Geico | $3,045 | $2,882 | $2,767 | $2,571 | $7,538 | $7,119 | $5,052 | $2,463 |
| Liberty Mutual | $2,634 | $2,852 | $2,112 | $2,374 | $9,648 | $10,739 | $2,796 | $2,936 |
| Nationwide | $2,029 | $2,079 | $1,823 | $1,926 | $4,112 | $5,215 | $2,307 | $2,493 |
| Progressive | $2,854 | $2,644 | $2,355 | $2,284 | $10,610 | $11,877 | $2,924 | $3,047 |
| State Farm | $2,151 | $2,151 | $1,928 | $1,928 | $6,332 | $7,975 | $2,401 | $2,734 |
| Travelers | $1,639 | $1,666 | $1,569 | $1,570 | $7,577 | $12,061 | $1,725 | $1,973 |
| USAA | $1,539 | $1,521 | $1,439 | $1,452 | $3,914 | $4,638 | $1,879 | $2,072 |
How much do teen drivers pay for car insurance in Byram, MS?
Byram, Mississippi car insurance rates for teens are often higher than rates for other drivers. Compare Byram car insurance rates from multiple Byram, Mississippi car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,805 | $13,688 |
| Geico | $7,538 | $7,119 |
| Liberty Mutual | $9,648 | $10,739 |
| Nationwide | $4,112 | $5,215 |
| Progressive | $10,610 | $11,877 |
| State Farm | $6,332 | $7,975 |
| Travelers | $7,577 | $12,061 |
| USAA | $3,914 | $4,638 |
How much do senior drivers pay for car insurance in Byram, MS?
With a little research, seniors can find affordable car insurance in Byram, Mississippi. Here’s a look at how the top Byram car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,810 | $2,873 |
| Geico | $2,767 | $2,571 |
| Liberty Mutual | $2,112 | $2,374 |
| Nationwide | $1,823 | $1,926 |
| Progressive | $2,355 | $2,284 |
| State Farm | $1,928 | $1,928 |
| Travelers | $1,569 | $1,570 |
| USAA | $1,439 | $1,452 |
How does coverage level affect Byram, MS car insurance rates?
How much coverage do you need? Are you comfortable with the Mississippi minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Byram, MS car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,432 | $5,679 | $5,945 |
| Geico | $3,951 | $4,208 | $4,379 |
| Liberty Mutual | $4,219 | $4,491 | $4,824 |
| Nationwide | $2,590 | $2,739 | $2,914 |
| Progressive | $4,272 | $4,901 | $5,300 |
| State Farm | $3,251 | $3,439 | $3,661 |
| Travelers | $3,518 | $3,745 | $3,906 |
| USAA | $2,152 | $2,295 | $2,473 |
How does your driving record affect Byram, MS car insurance rates?
Safe driving pays off. The more traffic violations you have in Byram, MS, the higher your car insurance rates will be. Compare rates based on driving infractions from top Byram, Mississippi companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,780 | $5,645 | $6,880 | $5,435 |
| Geico | $2,594 | $3,942 | $6,010 | $4,172 |
| Liberty Mutual | $3,194 | $5,124 | $5,239 | $4,489 |
| Nationwide | $2,201 | $2,801 | $3,556 | $2,434 |
| Progressive | $4,117 | $5,553 | $4,794 | $4,834 |
| State Farm | $3,127 | $3,845 | $3,414 | $3,414 |
| Travelers | $3,252 | $3,402 | $4,693 | $3,544 |
| USAA | $1,792 | $2,302 | $3,135 | $1,997 |
How does a DUI affect Byram, MS car insurance rates?
With even one DUI on your record, you can see an increase in your Byram, MS car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,880 |
| Geico | $6,010 |
| Liberty Mutual | $5,239 |
| Nationwide | $3,556 |
| Progressive | $4,794 |
| State Farm | $3,414 |
| Travelers | $4,693 |
| USAA | $3,135 |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How does your credit history affect Byram, MS car insurance rates?
Take a look at the data here to see how your Byram, Mississippi car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,588 | $5,827 | $4,640 |
| Geico | $6,301 | $3,570 | $2,667 |
| Liberty Mutual | $6,457 | $3,962 | $3,115 |
| Nationwide | $3,220 | $2,626 | $2,398 |
| Progressive | $5,449 | $4,672 | $4,352 |
| State Farm | $4,985 | $3,013 | $2,353 |
| Travelers | $4,216 | $3,449 | $3,504 |
| USAA | $3,150 | $2,054 | $1,715 |
How does your commute affect Byram, MS car insurance rates?
Byram, MS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Mississippi can be seen here. Remember, though, that you may have to carry substantially more car insurance in Byram if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,685 | $5,685 |
| Geico | $4,167 | $4,192 |
| Liberty Mutual | $4,511 | $4,511 |
| Nationwide | $2,748 | $2,748 |
| Progressive | $4,824 | $4,824 |
| State Farm | $3,365 | $3,535 |
| Travelers | $3,723 | $3,723 |
| USAA | $2,236 | $2,377 |
Who has the cheapest Byram, MS car insurance rates?
Here’s a breakdown of Byram, Mississippi car insurance rates by company. You can see which company offers the cheapest Byram car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
What are the top Byram, MS car insurance companies?
Which Byram, Mississippi car insurance company will best fit your needs and budget? Check out this comparison of the top Byram companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,685 |
| Geico | $4,179 |
| Liberty Mutual | $4,511 |
| Nationwide | $2,748 |
| Progressive | $4,824 |
| State Farm | $3,450 |
| Travelers | $3,723 |
| USAA | $2,307 |
What factors affect Byram, MS car insurance rates?
Why are Byram, Mississippi car insurance rates different than rates in Greenville or Gulfport? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Byram, MS?
FBI statistics show that the Byram, Mississippi car theft rate is 19 thefts each year. High theft rates can lead to higher than average Byram, MS car insurance rates.
How long is the average commute in Byram, MS?
More time spent behind the wheel can lead to higher Byram, Mississippi car insurance rates. In Byram, MS, the average commute length is 28.5 minutes.
Car Insurance Quotes for Byram, MS
Shop for affordable Byram, Mississippi car insurance rates today. Enter your ZIP code to compare quotes from multiple Byram, MS car insurance companies.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.