Cheap Car Insurance 101 (7 Types of Coverage Explained)

This guide to cheap car insurance will help you learn everything you need to know about the different types of car insurance coverage. There are seven different kinds of auto insurance coverage options to choose from: liability, bodily injury liability, property damage and collision insurance, comprehensive, personal injury protection, and uninsured motorist protection. The real value of any policy is both in the company providing protection and the details of coverage.

UPDATED: Jul 2, 2025Fact Checked

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Cheap Car Insurance 101 (7 Types of Coverage Explained)

[su_box title="In a nutshell..." style="default”] Almost all drivers have limited knowledge of auto insurance and are only forced to learn in the event of a claim Some states report over 30 percent of drivers that are uninsured Liability insurance is the most common type of auto insurance and is required by most states [/su_box] Car insurance can sound like an easy purchase but ...

Tracey L. Wells

Licensed Insurance Agent & Agency Owner

Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...

Licensed Insurance Agent & Agency Owner

UPDATED: Jul 2, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Jul 2, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

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By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate