Cheap Quotes for Clearfield, UT Car Insurance (2024)
Clearfield, Utah car insurance rates average $307 a month and Utah law requires coverage of at least 25/65/15. By comparing rates from multiple Clearfield, UT companies, you can find cheap Clearfield car insurance quotes to fit your needs and budget.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 8, 2024
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 8, 2024
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Clearfield, UT are $307/month
- Average car insurance rates in Clearfield, UT for senior drivers are $1,993/year
- The cheapest car insurance company in Clearfield is USAA
How do the Clearfield, Utah monthly average car insurance rates of $307/month compare to nearby cities like Layton car insurance rates, South Jordan car insurance rates, and West Jordan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clearfield, UT.
We’ll cover the Utah minimum coverage requirements, Utah car insurance laws, and Clearfield, UT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clearfield, Utah companies to find the most affordable Clearfield car insurance rates.
Enter your ZIP code above to find cheap Clearfield, UT car insurance quotes today.
What are the minimum Clearfield, UT car insurance requirements?
To meet Utah minimum car insurance coverage requirements, Clearfield, UT drivers need to carry at least 25/65/15 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Average Clearfield, UT Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Clearfield, UT you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 84015 | $3,666 |
| 84056 | $3,700 |
How do age, gender, and marital status affect Clearfield, UT car insurance rates?
Three of the criteria that most affect car insurance rates in Clearfield, Utah are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clearfield car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,341 | $2,167 | $2,140 | $2,143 | $7,531 | $8,446 | $2,477 | $2,449 |
| American Family | $2,065 | $2,065 | $1,905 | $1,905 | $7,538 | $9,793 | $2,065 | $2,424 |
| Farmers | $2,162 | $2,136 | $1,909 | $2,037 | $9,257 | $9,529 | $2,448 | $2,526 |
| Geico | $1,784 | $1,991 | $1,989 | $2,348 | $5,396 | $5,739 | $1,544 | $1,532 |
| Liberty Mutual | $2,504 | $2,694 | $2,074 | $2,314 | $10,290 | $11,423 | $2,629 | $2,779 |
| Nationwide | $1,940 | $1,957 | $1,736 | $1,822 | $5,363 | $6,805 | $2,251 | $2,410 |
| Progressive | $2,160 | $1,996 | $1,772 | $1,891 | $8,981 | $9,976 | $2,482 | $2,592 |
| State Farm | $2,982 | $2,982 | $2,732 | $2,732 | $9,363 | $11,643 | $3,388 | $3,870 |
| USAA | $1,348 | $1,323 | $1,215 | $1,210 | $4,778 | $5,567 | $1,633 | $1,785 |
How much do teen drivers pay for car insurance in Clearfield, UT?
Clearfield, Utah car insurance rates for teens are often higher than rates for other drivers. Compare Clearfield car insurance rates from multiple Clearfield, Utah car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,531 | $8,446 |
| American Family | $7,538 | $9,793 |
| Farmers | $9,257 | $9,529 |
| Geico | $5,396 | $5,739 |
| Liberty Mutual | $10,290 | $11,423 |
| Nationwide | $5,363 | $6,805 |
| Progressive | $8,981 | $9,976 |
| State Farm | $9,363 | $11,643 |
| USAA | $4,778 | $5,567 |
How much do senior drivers pay for car insurance in Clearfield, UT?
With a little research, seniors can find affordable car insurance in Clearfield, Utah. Here’s a look at how the top Clearfield car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,140 | $2,143 |
| American Family | $1,905 | $1,905 |
| Farmers | $1,909 | $2,037 |
| Geico | $1,989 | $2,348 |
| Liberty Mutual | $2,074 | $2,314 |
| Nationwide | $1,736 | $1,822 |
| Progressive | $1,772 | $1,891 |
| State Farm | $2,732 | $2,732 |
| USAA | $1,215 | $1,210 |
How does coverage level affect Clearfield, UT car insurance rates?
How much coverage do you need? Are you comfortable with the Utah minimum of 25/65/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clearfield, UT car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,520 | $3,703 | $3,912 |
| American Family | $3,599 | $3,769 | $3,792 |
| Farmers | $3,647 | $3,942 | $4,412 |
| Geico | $2,564 | $2,782 | $3,025 |
| Liberty Mutual | $4,340 | $4,570 | $4,855 |
| Nationwide | $3,319 | $2,886 | $2,902 |
| Progressive | $3,593 | $3,816 | $4,534 |
| State Farm | $4,616 | $4,978 | $5,291 |
| USAA | $2,236 | $2,360 | $2,476 |
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How does your driving record affect Clearfield, UT car insurance rates?
Safe driving pays off. The more traffic violations you have in Clearfield, UT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clearfield, Utah companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,120 | $3,778 | $4,421 | $3,528 |
| American Family | $3,058 | $3,832 | $4,542 | $3,448 |
| Farmers | $3,403 | $4,431 | $4,302 | $3,867 |
| Geico | $1,995 | $3,131 | $3,715 | $2,321 |
| Liberty Mutual | $3,585 | $4,943 | $5,307 | $4,518 |
| Nationwide | $2,414 | $3,243 | $3,796 | $2,690 |
| Progressive | $3,366 | $5,103 | $3,525 | $3,931 |
| State Farm | $4,496 | $5,427 | $4,962 | $4,962 |
| USAA | $1,850 | $2,348 | $3,159 | $2,073 |
How does a DUI affect Clearfield, UT car insurance rates?
With even one DUI on your record, you can see an increase in your Clearfield, UT car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,421 |
| American Family | $4,542 |
| Farmers | $4,302 |
| Geico | $3,715 |
| Liberty Mutual | $5,307 |
| Nationwide | $3,796 |
| Progressive | $3,525 |
| State Farm | $4,962 |
| USAA | $3,159 |
How does your credit history affect Clearfield, UT car insurance rates?
Take a look at the data here to see how your Clearfield, Utah car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,958 | $3,336 | $2,842 |
| American Family | $4,673 | $3,510 | $2,977 |
| Farmers | $4,576 | $3,809 | $3,617 |
| Geico | $4,249 | $2,356 | $1,766 |
| Liberty Mutual | $6,528 | $4,048 | $3,189 |
| Nationwide | $3,741 | $2,851 | $2,515 |
| Progressive | $4,485 | $3,861 | $3,597 |
| State Farm | $8,078 | $4,063 | $2,744 |
| USAA | $3,369 | $2,158 | $1,545 |
How does your commute affect Clearfield, UT car insurance rates?
Clearfield, UT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Utah can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clearfield if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,712 | $3,712 |
| American Family | $3,718 | $3,722 |
| Farmers | $4,000 | $4,000 |
| Geico | $2,744 | $2,836 |
| Liberty Mutual | $4,516 | $4,661 |
| Nationwide | $3,036 | $3,036 |
| Progressive | $3,981 | $3,981 |
| State Farm | $4,832 | $5,091 |
| USAA | $2,332 | $2,383 |
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Who has the cheapest Clearfield, UT car insurance rates?
Here’s a breakdown of Clearfield, Utah car insurance rates by company. You can see which company offers the cheapest Clearfield car insurance rates in each category. (For more information, read our “Cheap Car Insurance in Utah“).
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
What are the top Clearfield, UT car insurance companies?
Which Clearfield, Utah car insurance company will best fit your needs and budget? Check out this comparison of the top Clearfield companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,712 |
| American Family | $3,720 |
| Farmers | $4,000 |
| Geico | $2,790 |
| Liberty Mutual | $4,588 |
| Nationwide | $3,036 |
| Progressive | $3,981 |
| State Farm | $4,962 |
| USAA | $2,357 |
What factors affect Clearfield, UT car insurance rates?
Why are Clearfield, Utah car insurance rates different than rates in Layton or South Jordan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Clearfield, UT?
More time spent behind the wheel can lead to higher Clearfield, Utah car insurance rates. In Clearfield, UT, the average commute length is 22.6 minutes.
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Car Insurance Quotes for Clearfield, UT
Shop for affordable Clearfield, Utah car insurance rates today. Enter your ZIP code to compare quotes from multiple Clearfield, UT car insurance companies.
Compare quotes from the top car insurance companies and save
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.