Cheap Quotes for Douglas, MA Car Insurance (2024)
Douglas, Massachusetts car insurance rates average $227 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Douglas, MA companies, you can find cheap Douglas car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Douglas is State Farm
- Douglas has an average commute time of 36.7 minutes
- Average car insurance rates in Douglas, MA for senior drivers are $1,704/year
How do the Douglas, Massachusetts monthly average car insurance rates of $227/month compare to nearby cities like Fall River car insurance rates, Quincy car insurance rates, and Springfield car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Douglas, MA.
We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Douglas, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Douglas, Massachusetts companies to find the most affordable Douglas car insurance rates.
Enter your ZIP code above to find cheap Douglas, MA car insurance quotes today.
What are the minimum Douglas, MA car insurance requirements?
To meet Massachusetts minimum car insurance coverage requirements, Douglas, MA drivers need to carry at least 20/40/5 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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How do age, gender, and marital status affect Douglas, MA car insurance rates?
Three of the criteria that most affect car insurance rates in Douglas, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Douglas car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,057 | $2,057 | $2,057 | $2,057 | $7,286 | $7,286 | $2,303 | $2,303 |
| Geico | $1,718 | $1,718 | $1,586 | $1,586 | $4,898 | $4,898 | $1,774 | $1,774 |
| Liberty Mutual | $2,503 | $2,503 | $2,181 | $2,181 | $8,226 | $8,226 | $2,618 | $2,618 |
| Progressive | $1,996 | $1,996 | $1,918 | $1,918 | $7,433 | $7,433 | $2,154 | $2,154 |
| State Farm | $843 | $843 | $843 | $843 | $2,322 | $2,322 | $843 | $843 |
| Travelers | $2,513 | $2,513 | $2,227 | $2,227 | $5,090 | $5,090 | $2,787 | $2,787 |
| USAA | $1,133 | $1,133 | $1,117 | $1,117 | $2,604 | $2,604 | $1,251 | $1,251 |
How much do teen drivers pay for car insurance in Douglas, MA?
Douglas, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Douglas car insurance rates from multiple Douglas, Massachusetts car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,286 | $7,286 |
| Geico | $4,898 | $4,898 |
| Liberty Mutual | $8,226 | $8,226 |
| Progressive | $7,433 | $7,433 |
| State Farm | $2,322 | $2,322 |
| Travelers | $5,090 | $5,090 |
| USAA | $2,604 | $2,604 |
How much do senior drivers pay for car insurance in Douglas, MA?
With a little research, seniors can find affordable car insurance in Douglas, Massachusetts. Here’s a look at how the top Douglas car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,057 | $2,057 |
| Geico | $1,586 | $1,586 |
| Liberty Mutual | $2,181 | $2,181 |
| Progressive | $1,918 | $1,918 |
| State Farm | $843 | $843 |
| Travelers | $2,227 | $2,227 |
| USAA | $1,117 | $1,117 |
How does coverage level affect Douglas, MA car insurance rates?
How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Douglas, MA car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,182 | $3,481 | $3,615 |
| Geico | $2,296 | $2,542 | $2,644 |
| Liberty Mutual | $3,635 | $3,933 | $4,079 |
| Progressive | $3,080 | $3,446 | $3,600 |
| State Farm | $1,104 | $1,235 | $1,299 |
| Travelers | $2,863 | $3,217 | $3,383 |
| USAA | $1,418 | $1,551 | $1,609 |
How does your driving record affect Douglas, MA car insurance rates?
Safe driving pays off. The more traffic violations you have in Douglas, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Douglas, Massachusetts companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,658 | $3,943 | $4,444 | $2,658 |
| Geico | $1,996 | $2,742 | $3,133 | $2,105 |
| Liberty Mutual | $3,062 | $4,174 | $5,027 | $3,267 |
| Progressive | $2,842 | $3,992 | $3,169 | $3,498 |
| State Farm | $961 | $1,306 | $1,554 | $1,029 |
| Travelers | $2,469 | $3,400 | $3,622 | $3,125 |
| USAA | $1,092 | $1,412 | $2,381 | $1,219 |
How does a DUI affect Douglas, MA car insurance rates?
With even one DUI on your record, you can see an increase in your Douglas, MA car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,444 |
| Geico | $3,133 |
| Liberty Mutual | $5,027 |
| Progressive | $3,169 |
| State Farm | $1,554 |
| Travelers | $3,622 |
| USAA | $2,381 |
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How does your commute affect Douglas, MA car insurance rates?
Douglas, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Douglas if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,317 | $3,535 |
| Geico | $2,451 | $2,537 |
| Liberty Mutual | $3,729 | $4,036 |
| Progressive | $3,375 | $3,375 |
| State Farm | $1,184 | $1,241 |
| Travelers | $3,007 | $3,302 |
| USAA | $1,484 | $1,568 |
Who has the cheapest Douglas, MA car insurance rates?
Here’s a breakdown of Douglas, Massachusetts car insurance rates by company. You can see which company offers the cheapest Douglas car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
What are the top Douglas, MA car insurance companies?
Which Douglas, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Douglas companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,426 |
| Geico | $2,494 |
| Liberty Mutual | $3,882 |
| Progressive | $3,375 |
| State Farm | $1,213 |
| Travelers | $3,154 |
| USAA | $1,526 |
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What factors affect Douglas, MA car insurance rates?
Why are Douglas, Massachusetts car insurance rates different than rates in Fall River or Quincy? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Douglas, MA?
More time spent behind the wheel can lead to higher Douglas, Massachusetts car insurance rates. In Douglas, MA, the average commute length is 36.7 minutes.
Car Insurance Quotes for Douglas, MA
Shop for affordable Douglas, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Douglas, MA car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.