Cheap Quotes for Eagle Lake, TX Car Insurance (2024)
Eagle Lake, Texas car insurance rates average $318 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Eagle Lake, TX companies, you can find cheap Eagle Lake car insurance quotes to fit your needs and budget.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Eagle Lake is USAA
- Average car insurance rates in Eagle Lake, TX are $318/month
- Eagle Lake has an average commute time of 27.7 minutes
How do the Eagle Lake, Texas monthly average car insurance rates of $318/month compare to nearby cities like San Antonio car insurance rates, Plano car insurance rates, and Austin car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Eagle Lake, TX.
We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Eagle Lake, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Eagle Lake, Texas companies to find the most affordable Eagle Lake car insurance rates.
Enter your ZIP code above to find cheap Eagle Lake, TX car insurance quotes today.
What are the minimum Eagle Lake, TX car insurance requirements?
To meet Texas minimum car insurance coverage requirements, Eagle Lake, TX drivers need to carry at least 30/60/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Eagle Lake, TX car insurance rates?
Three of the criteria that most affect car insurance rates in Eagle Lake, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Eagle Lake car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,299 | $3,328 | $3,259 | $3,259 | $8,666 | $10,456 | $4,074 | $4,241 |
| American Family | $3,284 | $3,694 | $3,133 | $3,626 | $9,352 | $12,182 | $4,854 | $5,538 |
| Geico | $2,373 | $2,558 | $2,281 | $2,572 | $5,199 | $5,445 | $2,571 | $2,585 |
| Nationwide | $2,140 | $2,177 | $1,893 | $2,004 | $6,027 | $7,731 | $2,509 | $2,713 |
| Progressive | $2,348 | $2,220 | $2,094 | $2,136 | $9,907 | $11,003 | $2,769 | $2,792 |
| State Farm | $1,828 | $1,828 | $1,621 | $1,621 | $4,271 | $5,424 | $1,980 | $2,045 |
| USAA | $1,520 | $1,531 | $1,451 | $1,442 | $4,265 | $4,651 | $2,028 | $2,178 |
How much do teen drivers pay for car insurance in Eagle Lake, TX?
Eagle Lake, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Eagle Lake car insurance rates from multiple Eagle Lake, Texas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,666 | $10,456 |
| American Family | $9,352 | $12,182 |
| Geico | $5,199 | $5,445 |
| Nationwide | $6,027 | $7,731 |
| Progressive | $9,907 | $11,003 |
| State Farm | $4,271 | $5,424 |
| USAA | $4,265 | $4,651 |
How much do senior drivers pay for car insurance in Eagle Lake, TX?
With a little research, seniors can find affordable car insurance in Eagle Lake, Texas. Here’s a look at how the top Eagle Lake car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,259 | $3,259 |
| American Family | $3,133 | $3,626 |
| Geico | $2,281 | $2,572 |
| Nationwide | $1,893 | $2,004 |
| Progressive | $2,094 | $2,136 |
| State Farm | $1,621 | $1,621 |
| USAA | $1,451 | $1,442 |
How does coverage level affect Eagle Lake, TX car insurance rates?
How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Eagle Lake, TX car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,942 | $5,024 | $5,252 |
| American Family | $5,249 | $5,460 | $6,414 |
| Geico | $3,048 | $3,164 | $3,382 |
| Nationwide | $3,675 | $3,255 | $3,267 |
| Progressive | $4,196 | $4,385 | $4,645 |
| State Farm | $2,452 | $2,569 | $2,711 |
| USAA | $2,305 | $2,374 | $2,471 |
How does your driving record affect Eagle Lake, TX car insurance rates?
Safe driving pays off. The more traffic violations you have in Eagle Lake, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Eagle Lake, Texas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,944 | $6,075 | $6,327 | $3,944 |
| American Family | $5,182 | $6,652 | $5,817 | $5,182 |
| Geico | $2,716 | $3,590 | $2,996 | $3,490 |
| Nationwide | $2,952 | $2,952 | $4,361 | $3,331 |
| Progressive | $3,846 | $4,978 | $4,483 | $4,328 |
| State Farm | $2,302 | $2,625 | $3,081 | $2,302 |
| USAA | $1,778 | $2,621 | $3,093 | $2,041 |
How does a DUI affect Eagle Lake, TX car insurance rates?
With even one DUI on your record, you can see an increase in your Eagle Lake, TX car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,327 |
| American Family | $5,817 |
| Geico | $2,996 |
| Nationwide | $4,361 |
| Progressive | $4,483 |
| State Farm | $3,081 |
| USAA | $3,093 |
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How does your credit history affect Eagle Lake, TX car insurance rates?
Take a look at the data here to see how your Eagle Lake, Texas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,458 | $4,721 | $4,039 |
| American Family | $7,736 | $5,015 | $4,373 |
| Geico | $4,933 | $2,795 | $1,866 |
| Nationwide | $4,074 | $3,275 | $2,848 |
| Progressive | $4,951 | $4,292 | $3,983 |
| State Farm | $3,651 | $2,271 | $1,809 |
| USAA | $3,502 | $2,022 | $1,626 |
How does your commute affect Eagle Lake, TX car insurance rates?
Eagle Lake, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Eagle Lake if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,952 | $5,193 |
| American Family | $5,708 | $5,708 |
| Geico | $3,139 | $3,256 |
| Nationwide | $3,399 | $3,399 |
| Progressive | $4,409 | $4,409 |
| State Farm | $2,577 | $2,577 |
| USAA | $2,353 | $2,414 |
Who has the cheapest Eagle Lake, TX car insurance rates?
Here’s a breakdown of Eagle Lake, Texas car insurance rates by company. You can see which company offers the cheapest Eagle Lake car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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What are the top Eagle Lake, TX car insurance companies?
Which Eagle Lake, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Eagle Lake companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,073 |
| American Family | $5,708 |
| Geico | $3,198 |
| Nationwide | $3,399 |
| Progressive | $4,409 |
| State Farm | $2,577 |
| USAA | $2,383 |
What factors affect Eagle Lake, TX car insurance rates?
Why are Eagle Lake, Texas car insurance rates different than rates in San Antonio or Plano? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Eagle Lake, TX?
More time spent behind the wheel can lead to higher Eagle Lake, Texas car insurance rates. In Eagle Lake, TX, the average commute length is 27.7 minutes.
Car Insurance Quotes for Eagle Lake, TX
Shop for affordable Eagle Lake, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Eagle Lake, TX car insurance companies.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Insurance Lawyer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.