Cheap Quotes for Exeter, RI Car Insurance (2024)
Exeter, Rhode Island car insurance rates average $383 a month and Rhode Island law requires coverage of at least 25/50/25. By comparing rates from multiple Exeter, RI companies, you can find cheap Exeter car insurance quotes to fit your needs and budget.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Exeter, RI are $383/month
- The cheapest car insurance company in Exeter is State Farm
- Average car insurance rates in Exeter, RI for senior drivers are $2,471/year
How do the Exeter, Rhode Island monthly average car insurance rates of $383/month compare to nearby cities like Pawtucket car insurance rates, Lincoln car insurance rates, and Block Island car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Exeter, RI.
We’ll cover the Rhode Island minimum coverage requirements, Rhode Island car insurance laws, and Exeter, RI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Exeter, Rhode Island companies to find the most affordable Exeter car insurance rates.
Enter your ZIP code above to find cheap Exeter, RI car insurance quotes today.
What are the minimum Exeter, RI car insurance requirements?
To meet Rhode Island minimum car insurance coverage requirements, Exeter, RI drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How do age, gender, and marital status affect Exeter, RI car insurance rates?
Three of the criteria that most affect car insurance rates in Exeter, Rhode Island are age, gender, and marital status. Let’s take a look at how each of these stack up with top Exeter car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,855 | $3,783 | $3,830 | $3,998 | $6,742 | $7,950 | $4,036 | $4,157 |
| Geico | $2,730 | $2,798 | $2,798 | $2,737 | $8,421 | $11,023 | $2,823 | $2,947 |
| Liberty Mutual | $3,702 | $3,702 | $3,530 | $3,530 | $8,914 | $13,893 | $3,702 | $5,023 |
| Nationwide | $2,865 | $2,910 | $2,518 | $2,670 | $7,512 | $9,665 | $3,408 | $3,702 |
| Progressive | $2,668 | $2,531 | $2,450 | $2,435 | $11,996 | $13,498 | $3,263 | $3,328 |
| State Farm | $1,326 | $1,326 | $1,171 | $1,171 | $3,641 | $4,851 | $1,456 | $1,736 |
| Travelers | $1,469 | $1,486 | $1,496 | $1,485 | $14,794 | $23,231 | $1,510 | $1,678 |
| USAA | $1,960 | $1,935 | $1,879 | $1,839 | $9,113 | $10,408 | $2,674 | $2,802 |
How much do teen drivers pay for car insurance in Exeter, RI?
Exeter, Rhode Island car insurance rates for teens are often higher than rates for other drivers. Compare Exeter car insurance rates from multiple Exeter, Rhode Island car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,742 | $7,950 |
| Geico | $8,421 | $11,023 |
| Liberty Mutual | $8,914 | $13,893 |
| Nationwide | $7,512 | $9,665 |
| Progressive | $11,996 | $13,498 |
| State Farm | $3,641 | $4,851 |
| Travelers | $14,794 | $23,231 |
| USAA | $9,113 | $10,408 |
How much do senior drivers pay for car insurance in Exeter, RI?
With a little research, seniors can find affordable car insurance in Exeter, Rhode Island. Here’s a look at how the top Exeter car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,830 | $3,998 |
| Geico | $2,798 | $2,737 |
| Liberty Mutual | $3,530 | $3,530 |
| Nationwide | $2,518 | $2,670 |
| Progressive | $2,450 | $2,435 |
| State Farm | $1,171 | $1,171 |
| Travelers | $1,496 | $1,485 |
| USAA | $1,879 | $1,839 |
How does coverage level affect Exeter, RI car insurance rates?
How much coverage do you need? Are you comfortable with the Rhode Island minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Exeter, RI car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,564 | $4,783 | $5,035 |
| Geico | $4,323 | $4,523 | $4,758 |
| Liberty Mutual | $5,406 | $5,710 | $6,134 |
| Nationwide | $4,548 | $4,437 | $4,233 |
| Progressive | $4,962 | $5,239 | $5,613 |
| State Farm | $1,975 | $2,081 | $2,198 |
| Travelers | $5,998 | $6,001 | $5,682 |
| USAA | $3,890 | $4,080 | $4,259 |
How does your driving record affect Exeter, RI car insurance rates?
Safe driving pays off. The more traffic violations you have in Exeter, RI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Exeter, Rhode Island companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,088 | $4,884 | $5,587 | $4,617 |
| Geico | $2,937 | $3,865 | $7,648 | $3,688 |
| Liberty Mutual | $5,312 | $6,143 | $6,231 | $5,312 |
| Nationwide | $4,073 | $4,478 | $4,852 | $4,222 |
| Progressive | $4,299 | $6,830 | $4,829 | $5,127 |
| State Farm | $1,933 | $2,539 | $1,933 | $1,933 |
| Travelers | $5,279 | $5,458 | $6,824 | $6,013 |
| USAA | $2,961 | $4,024 | $6,178 | $3,143 |
How does a DUI affect Exeter, RI car insurance rates?
With even one DUI on your record, you can see an increase in your Exeter, RI car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,587 |
| Geico | $7,648 |
| Liberty Mutual | $6,231 |
| Nationwide | $4,852 |
| Progressive | $4,829 |
| State Farm | $1,933 |
| Travelers | $6,824 |
| USAA | $6,178 |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How does your credit history affect Exeter, RI car insurance rates?
Take a look at the data here to see how your Exeter, Rhode Island car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,999 | $4,622 | $3,761 |
| Geico | $5,085 | $4,407 | $4,112 |
| Liberty Mutual | $7,557 | $5,023 | $4,669 |
| Nationwide | $5,112 | $4,209 | $3,898 |
| Progressive | $5,899 | $5,136 | $4,780 |
| State Farm | $2,799 | $1,893 | $1,562 |
| Travelers | $6,186 | $5,760 | $5,735 |
| USAA | $6,042 | $3,439 | $2,748 |
How does your commute affect Exeter, RI car insurance rates?
Exeter, RI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Rhode Island can be seen here. Remember, though, that you may have to carry substantially more car insurance in Exeter if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,760 | $4,828 |
| Geico | $4,443 | $4,627 |
| Liberty Mutual | $5,564 | $5,935 |
| Nationwide | $4,406 | $4,406 |
| Progressive | $5,271 | $5,271 |
| State Farm | $2,022 | $2,147 |
| Travelers | $5,894 | $5,894 |
| USAA | $4,038 | $4,115 |
Who has the cheapest Exeter, RI car insurance rates?
Here’s a breakdown of Exeter, Rhode Island car insurance rates by company. You can see which company offers the cheapest Exeter car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
What are the top Exeter, RI car insurance companies?
Which Exeter, Rhode Island car insurance company will best fit your needs and budget? Check out this comparison of the top Exeter companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,794 |
| Geico | $4,535 |
| Liberty Mutual | $5,750 |
| Nationwide | $4,406 |
| Progressive | $5,271 |
| State Farm | $2,085 |
| Travelers | $5,894 |
| USAA | $4,076 |
What factors affect Exeter, RI car insurance rates?
Why are Exeter, Rhode Island car insurance rates different than rates in Pawtucket or Lincoln? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the traffic like in Exeter, RI
Like commute length, time spent in traffic also increase risk of accidents. Exeter, RI is listed as 270th in INRIX congested cities data.
Car Insurance Quotes for Exeter, RI
Shop for affordable Exeter, Rhode Island car insurance rates today. Enter your ZIP code to compare quotes from multiple Exeter, RI car insurance companies.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.