Cheap Quotes for Frisco, TX Car Insurance (2024)
Frisco, Texas car insurance rates average $320 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Frisco, TX companies, you can find cheap Frisco car insurance quotes to fit your needs and budget.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Frisco is USAA
- Average car insurance rates in Frisco, TX after a DUI are $4,379/year
- Average car insurance rates in Frisco, TX for senior drivers are $2,321/year
How do the Frisco, Texas monthly average car insurance rates of $320/month compare to nearby cities like El Paso car insurance rates, Corpus Christi car insurance rates, and Plano car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Frisco, TX.
We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Frisco, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Frisco, Texas companies to find the most affordable Frisco car insurance rates.
Enter your ZIP code above to find cheap Frisco, TX car insurance quotes today.
What are the minimum Frisco, TX car insurance requirements?
To meet Texas minimum car insurance coverage requirements, Frisco, TX drivers need to carry at least 30/60/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Average Frisco, TX Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Frisco, TX you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 75033 | $5,623 |
| 75034 | $5,689 |
| 75035 | $5,597 |
How do age, gender, and marital status affect Frisco, TX car insurance rates?
Three of the criteria that most affect car insurance rates in Frisco, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Frisco car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,459 | $3,476 | $3,411 | $3,411 | $9,347 | $11,244 | $4,271 | $4,429 |
| American Family | $2,657 | $2,976 | $2,541 | $2,927 | $7,456 | $9,726 | $3,894 | $4,443 |
| Geico | $2,534 | $2,749 | $2,450 | $2,809 | $5,723 | $5,896 | $2,755 | $2,736 |
| Nationwide | $2,236 | $2,268 | $1,976 | $2,088 | $6,463 | $8,282 | $2,640 | $2,853 |
| Progressive | $2,222 | $2,130 | $1,981 | $2,019 | $9,284 | $10,359 | $2,649 | $2,707 |
| State Farm | $2,105 | $2,105 | $1,883 | $1,883 | $5,205 | $6,661 | $2,300 | $2,365 |
| USAA | $1,635 | $1,632 | $1,570 | $1,542 | $4,754 | $5,139 | $2,177 | $2,306 |
How much do teen drivers pay for car insurance in Frisco, TX?
Frisco, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Frisco car insurance rates from multiple Frisco, Texas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,347 | $11,244 |
| American Family | $7,456 | $9,726 |
| Geico | $5,723 | $5,896 |
| Nationwide | $6,463 | $8,282 |
| Progressive | $9,284 | $10,359 |
| State Farm | $5,205 | $6,661 |
| USAA | $4,754 | $5,139 |
How much do senior drivers pay for car insurance in Frisco, TX?
With a little research, seniors can find affordable car insurance in Frisco, Texas. Here’s a look at how the top Frisco car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,411 | $3,411 |
| American Family | $2,541 | $2,927 |
| Geico | $2,450 | $2,809 |
| Nationwide | $1,976 | $2,088 |
| Progressive | $1,981 | $2,019 |
| State Farm | $1,883 | $1,883 |
| USAA | $1,570 | $1,542 |
How does coverage level affect Frisco, TX car insurance rates?
How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Frisco, TX car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,254 | $5,333 | $5,556 |
| American Family | $4,257 | $4,408 | $5,068 |
| Geico | $3,267 | $3,418 | $3,684 |
| Nationwide | $3,881 | $3,452 | $3,469 |
| Progressive | $4,009 | $4,155 | $4,343 |
| State Farm | $2,895 | $3,057 | $3,237 |
| USAA | $2,499 | $2,583 | $2,700 |
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How does your driving record affect Frisco, TX car insurance rates?
Safe driving pays off. The more traffic violations you have in Frisco, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Frisco, Texas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,125 | $6,489 | $6,784 | $4,125 |
| American Family | $4,153 | $5,337 | $4,665 | $4,153 |
| Geico | $2,930 | $3,904 | $3,222 | $3,770 |
| Nationwide | $3,124 | $3,124 | $4,628 | $3,527 |
| Progressive | $3,640 | $4,692 | $4,243 | $4,101 |
| State Farm | $2,704 | $3,124 | $3,720 | $2,704 |
| USAA | $1,922 | $2,859 | $3,390 | $2,206 |
How does a DUI affect Frisco, TX car insurance rates?
With even one DUI on your record, you can see an increase in your Frisco, TX car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,784 |
| American Family | $4,665 |
| Geico | $3,222 |
| Nationwide | $4,628 |
| Progressive | $4,243 |
| State Farm | $3,720 |
| USAA | $3,390 |
How does your credit history affect Frisco, TX car insurance rates?
Take a look at the data here to see how your Frisco, Texas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,826 | $5,016 | $4,302 |
| American Family | $6,228 | $4,007 | $3,497 |
| Geico | $5,341 | $3,019 | $2,009 |
| Nationwide | $4,305 | $3,474 | $3,022 |
| Progressive | $4,687 | $4,057 | $3,763 |
| State Farm | $4,336 | $2,701 | $2,153 |
| USAA | $3,791 | $2,210 | $1,782 |
How does your commute affect Frisco, TX car insurance rates?
Frisco, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Frisco if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,245 | $5,517 |
| American Family | $4,577 | $4,577 |
| Geico | $3,395 | $3,518 |
| Nationwide | $3,601 | $3,601 |
| Progressive | $4,169 | $4,169 |
| State Farm | $3,063 | $3,063 |
| USAA | $2,562 | $2,627 |
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Who has the cheapest Frisco, TX car insurance rates?
Here’s a breakdown of Frisco, Texas car insurance rates by company. You can see which company offers the cheapest Frisco car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
What are the top Frisco, TX car insurance companies?
Which Frisco, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Frisco companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,381 |
| American Family | $4,577 |
| Geico | $3,456 |
| Nationwide | $3,601 |
| Progressive | $4,169 |
| State Farm | $3,063 |
| USAA | $2,594 |
What factors affect Frisco, TX car insurance rates?
Why are Frisco, Texas car insurance rates different than rates in El Paso or Corpus Christi? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Frisco, TX?
FBI statistics show that the Frisco, Texas car theft rate is 138 thefts each year. High theft rates can lead to higher than average Frisco, TX car insurance rates.
How long is the average commute in Frisco, TX?
More time spent behind the wheel can lead to higher Frisco, Texas car insurance rates. In Frisco, TX, the average commute length is 29.8 minutes.
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Car Insurance Quotes for Frisco, TX
Shop for affordable Frisco, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Frisco, TX car insurance companies.
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Jeffrey Johnson
Insurance Lawyer
Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...
Insurance Lawyer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.