Cheap Quotes for Holden Beach, NC Car Insurance (2024)
Holden Beach, North Carolina car insurance rates average $299 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Holden Beach, NC companies, you can find cheap Holden Beach car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Holden Beach, NC are $299/month
- Average car insurance rates in Holden Beach, NC after a DUI are $6,761/year
- The cheapest car insurance company in Holden Beach is Liberty Mutual
How do the Holden Beach, North Carolina monthly average car insurance rates of $299/month compare to nearby cities like Durham car insurance rates, Wilmington car insurance rates, and High Point car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Holden Beach, NC.
We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Holden Beach, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Holden Beach, North Carolina companies to find the most affordable Holden Beach car insurance rates.
Enter your ZIP code above to find cheap Holden Beach, NC car insurance quotes today.
What are the minimum Holden Beach, NC car insurance requirements?
To meet North Carolina minimum car insurance coverage requirements, Holden Beach, NC drivers need to carry at least 30/60/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Holden Beach, NC car insurance rates?
Three of the criteria that most affect car insurance rates in Holden Beach, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Holden Beach car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,842 | $5,842 | $4,793 | $4,793 | $14,054 | $14,054 | $5,957 | $5,957 |
| Geico | $2,599 | $2,552 | $2,564 | $2,519 | $4,785 | $4,744 | $2,288 | $2,275 |
| Liberty Mutual | $1,934 | $1,934 | $2,001 | $2,001 | $3,430 | $3,430 | $1,934 | $1,934 |
| Nationwide | $2,616 | $2,616 | $2,616 | $2,616 | $4,448 | $4,448 | $2,616 | $2,616 |
| Progressive | $1,898 | $1,898 | $1,730 | $1,730 | $4,418 | $4,418 | $2,108 | $2,108 |
| State Farm | $2,728 | $2,728 | $2,359 | $2,359 | $4,029 | $4,029 | $3,371 | $3,371 |
| Travelers | $2,814 | $2,814 | $2,792 | $2,792 | $4,799 | $4,799 | $2,888 | $2,888 |
How much do teen drivers pay for car insurance in Holden Beach, NC?
Holden Beach, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Holden Beach car insurance rates from multiple Holden Beach, North Carolina car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,054 | $14,054 |
| Geico | $4,785 | $4,744 |
| Liberty Mutual | $3,430 | $3,430 |
| Nationwide | $4,448 | $4,448 |
| Progressive | $4,418 | $4,418 |
| State Farm | $4,029 | $4,029 |
| Travelers | $4,799 | $4,799 |
How much do senior drivers pay for car insurance in Holden Beach, NC?
With a little research, seniors can find affordable car insurance in Holden Beach, North Carolina. Here’s a look at how the top Holden Beach car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,793 | $4,793 |
| Geico | $2,564 | $2,519 |
| Liberty Mutual | $2,001 | $2,001 |
| Nationwide | $2,616 | $2,616 |
| Progressive | $1,730 | $1,730 |
| State Farm | $2,359 | $2,359 |
| Travelers | $2,792 | $2,792 |
How does coverage level affect Holden Beach, NC car insurance rates?
How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Holden Beach, NC car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,367 | $7,629 | $7,988 |
| Geico | $2,886 | $3,029 | $3,207 |
| Liberty Mutual | $2,203 | $2,309 | $2,463 |
| Nationwide | $2,932 | $3,058 | $3,233 |
| Progressive | $2,394 | $2,522 | $2,699 |
| State Farm | $2,963 | $3,104 | $3,298 |
| Travelers | $3,168 | $3,304 | $3,497 |
How does your driving record affect Holden Beach, NC car insurance rates?
Safe driving pays off. The more traffic violations you have in Holden Beach, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Holden Beach, North Carolina companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,150 | $7,307 | $13,579 | $5,609 |
| Geico | $1,613 | $2,404 | $5,912 | $2,234 |
| Liberty Mutual | $1,386 | $1,780 | $4,355 | $1,780 |
| Nationwide | $1,809 | $2,339 | $5,810 | $2,339 |
| Progressive | $1,201 | $1,749 | $5,510 | $1,693 |
| State Farm | $1,669 | $2,406 | $6,006 | $2,406 |
| Travelers | $1,987 | $2,591 | $6,159 | $2,556 |
How does a DUI affect Holden Beach, NC car insurance rates?
With even one DUI on your record, you can see an increase in your Holden Beach, NC car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $13,579 |
| Geico | $5,912 |
| Liberty Mutual | $4,355 |
| Nationwide | $5,810 |
| Progressive | $5,510 |
| State Farm | $6,006 |
| Travelers | $6,159 |
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How does your credit history affect Holden Beach, NC car insurance rates?
Take a look at the data here to see how your Holden Beach, North Carolina car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,362 | $6,723 | $5,898 |
| Geico | $3,284 | $3,027 | $2,812 |
| Liberty Mutual | $2,325 | $2,325 | $2,325 |
| Nationwide | $3,074 | $3,074 | $3,074 |
| Progressive | $2,855 | $2,478 | $2,282 |
| State Farm | $4,385 | $2,803 | $2,178 |
| Travelers | $3,542 | $3,230 | $3,197 |
How does your commute affect Holden Beach, NC car insurance rates?
Holden Beach, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Holden Beach if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,661 | $7,661 |
| Geico | $3,041 | $3,041 |
| Liberty Mutual | $2,325 | $2,325 |
| Nationwide | $3,074 | $3,074 |
| Progressive | $2,538 | $2,538 |
| State Farm | $3,109 | $3,135 |
| Travelers | $3,323 | $3,323 |
Who has the cheapest Holden Beach, NC car insurance rates?
Here’s a breakdown of Holden Beach, North Carolina car insurance rates by company. You can see which company offers the cheapest Holden Beach car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Progressive |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Progressive |
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What are the top Holden Beach, NC car insurance companies?
Which Holden Beach, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Holden Beach companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,661 |
| Geico | $3,041 |
| Liberty Mutual | $2,325 |
| Nationwide | $3,074 |
| Progressive | $2,538 |
| State Farm | $3,122 |
| Travelers | $3,323 |
What factors affect Holden Beach, NC car insurance rates?
Why are Holden Beach, North Carolina car insurance rates different than rates in Durham or Wilmington? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Holden Beach, NC?
More time spent behind the wheel can lead to higher Holden Beach, North Carolina car insurance rates. In Holden Beach, NC, the average commute length is 30.9 minutes.
Car Insurance Quotes for Holden Beach, NC
Shop for affordable Holden Beach, North Carolina car insurance rates today. Enter your ZIP code to compare quotes from multiple Holden Beach, NC car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.