Cheap Quotes for Johnston, RI Car Insurance (2024)
Johnston, Rhode Island car insurance rates average $508 a month and Rhode Island law requires coverage of at least 25/50/25. By comparing rates from multiple Johnston, RI companies, you can find cheap Johnston car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Feb 24, 2024
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Feb 24, 2024
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Johnston, RI are $508/month
- Average car insurance rates in Johnston, RI after a DUI are $7,424/year
- The cheapest car insurance company in Johnston is State Farm
How do the Johnston, Rhode Island monthly average car insurance rates of $508/month compare to nearby cities like West Warwick car insurance rates, Slatersville car insurance rates, and Foster car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Johnston, RI.
We’ll cover the Rhode Island minimum coverage requirements, Rhode Island car insurance laws, and Johnston, RI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Johnston, Rhode Island companies to find the most affordable Johnston car insurance rates.
Enter your ZIP code above to find cheap Johnston, RI car insurance quotes today.
What are the minimum Johnston, RI car insurance requirements?
To meet Rhode Island minimum car insurance coverage requirements, Johnston, RI drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Johnston, RI car insurance rates?
Three of the criteria that most affect car insurance rates in Johnston, Rhode Island are age, gender, and marital status. Let’s take a look at how each of these stack up with top Johnston car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,722 | $4,641 | $4,676 | $4,885 | $8,108 | $9,591 | $4,954 | $5,117 |
| Geico | $4,477 | $4,587 | $4,587 | $4,485 | $14,066 | $18,396 | $4,640 | $4,846 |
| Liberty Mutual | $4,804 | $4,804 | $4,573 | $4,573 | $11,807 | $18,496 | $4,804 | $6,579 |
| Nationwide | $3,480 | $3,540 | $3,027 | $3,226 | $9,522 | $12,331 | $4,187 | $4,572 |
| Progressive | $2,668 | $2,531 | $2,450 | $2,435 | $11,996 | $13,498 | $3,263 | $3,328 |
| State Farm | $1,729 | $1,729 | $1,527 | $1,527 | $4,794 | $6,393 | $1,902 | $2,273 |
| Travelers | $2,097 | $2,124 | $2,132 | $2,123 | $21,941 | $34,791 | $2,162 | $2,415 |
| USAA | $2,735 | $2,714 | $2,612 | $2,570 | $12,695 | $14,523 | $3,751 | $3,957 |
How much do teen drivers pay for car insurance in Johnston, RI?
Johnston, Rhode Island car insurance rates for teens are often higher than rates for other drivers. Compare Johnston car insurance rates from multiple Johnston, Rhode Island car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,108 | $9,591 |
| Geico | $14,066 | $18,396 |
| Liberty Mutual | $11,807 | $18,496 |
| Nationwide | $9,522 | $12,331 |
| Progressive | $11,996 | $13,498 |
| State Farm | $4,794 | $6,393 |
| Travelers | $21,941 | $34,791 |
| USAA | $12,695 | $14,523 |
How much do senior drivers pay for car insurance in Johnston, RI?
With a little research, seniors can find affordable car insurance in Johnston, Rhode Island. Here’s a look at how the top Johnston car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,676 | $4,885 |
| Geico | $4,587 | $4,485 |
| Liberty Mutual | $4,573 | $4,573 |
| Nationwide | $3,027 | $3,226 |
| Progressive | $2,450 | $2,435 |
| State Farm | $1,527 | $1,527 |
| Travelers | $2,132 | $2,123 |
| USAA | $2,612 | $2,570 |
How does coverage level affect Johnston, RI car insurance rates?
How much coverage do you need? Are you comfortable with the Rhode Island minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Johnston, RI car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,498 | $5,819 | $6,194 |
| Geico | $7,138 | $7,494 | $7,899 |
| Liberty Mutual | $7,123 | $7,518 | $8,025 |
| Nationwide | $5,682 | $5,529 | $5,245 |
| Progressive | $4,962 | $5,239 | $5,613 |
| State Farm | $2,591 | $2,730 | $2,881 |
| Travelers | $8,855 | $8,885 | $8,430 |
| USAA | $5,431 | $5,699 | $5,954 |
How does your driving record affect Johnston, RI car insurance rates?
Safe driving pays off. The more traffic violations you have in Johnston, RI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Johnston, Rhode Island companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,131 | $5,927 | $6,630 | $5,660 |
| Geico | $4,849 | $6,379 | $12,727 | $6,087 |
| Liberty Mutual | $7,047 | $8,118 | $8,008 | $7,047 |
| Nationwide | $5,153 | $5,557 | $5,931 | $5,301 |
| Progressive | $4,299 | $6,830 | $4,829 | $5,127 |
| State Farm | $2,532 | $3,341 | $2,532 | $2,532 |
| Travelers | $7,816 | $8,086 | $10,081 | $8,909 |
| USAA | $4,128 | $5,606 | $8,656 | $4,388 |
How does a DUI affect Johnston, RI car insurance rates?
With even one DUI on your record, you can see an increase in your Johnston, RI car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,630 |
| Geico | $12,727 |
| Liberty Mutual | $8,008 |
| Nationwide | $5,931 |
| Progressive | $4,829 |
| State Farm | $2,532 |
| Travelers | $10,081 |
| USAA | $8,656 |
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How does your credit history affect Johnston, RI car insurance rates?
Take a look at the data here to see how your Johnston, Rhode Island car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,339 | $5,617 | $4,554 |
| Geico | $8,413 | $7,303 | $6,816 |
| Liberty Mutual | $9,963 | $6,587 | $6,115 |
| Nationwide | $6,379 | $5,237 | $4,840 |
| Progressive | $5,899 | $5,136 | $4,780 |
| State Farm | $3,675 | $2,482 | $2,045 |
| Travelers | $9,154 | $8,526 | $8,489 |
| USAA | $8,478 | $4,791 | $3,815 |
How does your commute affect Johnston, RI car insurance rates?
Johnston, RI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Rhode Island can be seen here. Remember, though, that you may have to carry substantially more car insurance in Johnston if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,795 | $5,879 |
| Geico | $7,358 | $7,663 |
| Liberty Mutual | $7,306 | $7,804 |
| Nationwide | $5,486 | $5,486 |
| Progressive | $5,271 | $5,271 |
| State Farm | $2,651 | $2,817 |
| Travelers | $8,723 | $8,723 |
| USAA | $5,640 | $5,750 |
Who has the cheapest Johnston, RI car insurance rates?
Here’s a breakdown of Johnston, Rhode Island car insurance rates by company. You can see which company offers the cheapest Johnston car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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What are the top Johnston, RI car insurance companies?
Which Johnston, Rhode Island car insurance company will best fit your needs and budget? Check out this comparison of the top Johnston companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,837 |
| Geico | $7,511 |
| Liberty Mutual | $7,555 |
| Nationwide | $5,486 |
| Progressive | $5,271 |
| State Farm | $2,734 |
| Travelers | $8,723 |
| USAA | $5,695 |
Read more: Rhode Island Car Insurance
What factors affect Johnston, RI car insurance rates?
Why are Johnston, Rhode Island car insurance rates different than rates in West Warwick or Slatersville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
What is the car theft rate in Johnston, RI?
FBI statistics show that the Johnston, Rhode Island car theft rate is 40 thefts each year. High theft rates can lead to higher than average Johnston, RI car insurance rates.
Car Insurance Quotes for Johnston, RI
Shop for affordable Johnston, Rhode Island car insurance rates today. Enter your ZIP code to compare quotes from multiple Johnston, RI car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.