Cheap Quotes for Kahuku, HI Car Insurance (2024)
Kahuku, Hawaii car insurance rates average $209 a month and Hawaii law requires coverage of at least 20/40/10. By comparing rates from multiple Kahuku, HI companies, you can find cheap Kahuku car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Kahuku has an average commute time of 35.0 minutes
- The cheapest car insurance company in Kahuku is State Farm
- Average car insurance rates in Kahuku, HI after a DUI are $4,999/year
How do the Kahuku, Hawaii monthly average car insurance rates of $209/month compare to nearby cities like Kekaha car insurance rates, Kailua car insurance rates, and Hanamaulu car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kahuku, HI.
We’ll cover the Hawaii minimum coverage requirements, Hawaii car insurance laws, and Kahuku, HI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kahuku, Hawaii companies to find the most affordable Kahuku car insurance rates.
Enter your ZIP code above to find cheap Kahuku, HI car insurance quotes today.
What are the minimum Kahuku, HI car insurance requirements?
To meet Hawaii minimum car insurance coverage requirements, Kahuku, HI drivers need to carry at least 20/40/10 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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How do age, gender, and marital status affect Kahuku, HI car insurance rates?
Three of the criteria that most affect car insurance rates in Kahuku, Hawaii are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kahuku car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,130 | $2,130 | $2,130 | $2,130 | $2,130 | $2,130 | $2,130 | $2,130 |
| Farmers | $4,562 | $4,562 | $4,562 | $4,562 | $4,970 | $4,970 | $4,562 | $4,562 |
| Geico | $3,201 | $3,201 | $3,201 | $3,201 | $3,201 | $3,201 | $3,201 | $3,201 |
| Liberty Mutual | $3,069 | $3,069 | $3,069 | $3,069 | $3,107 | $3,107 | $3,069 | $3,069 |
| Progressive | $1,966 | $1,966 | $1,966 | $1,966 | $2,757 | $2,757 | $1,966 | $1,966 |
| State Farm | $1,050 | $1,050 | $1,050 | $1,050 | $1,050 | $1,050 | $1,050 | $1,050 |
| USAA | $1,258 | $1,258 | $1,258 | $1,258 | $1,315 | $1,315 | $1,258 | $1,258 |
How much do teen drivers pay for car insurance in Kahuku, HI?
Kahuku, Hawaii car insurance rates for teens are often higher than rates for other drivers. Compare Kahuku car insurance rates from multiple Kahuku, Hawaii car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $2,130 | $2,130 |
| Farmers | $4,970 | $4,970 |
| Geico | $3,201 | $3,201 |
| Liberty Mutual | $3,107 | $3,107 |
| Progressive | $2,757 | $2,757 |
| State Farm | $1,050 | $1,050 |
| USAA | $1,315 | $1,315 |
How much do senior drivers pay for car insurance in Kahuku, HI?
With a little research, seniors can find affordable car insurance in Kahuku, Hawaii. Here’s a look at how the top Kahuku car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,130 | $2,130 |
| Farmers | $4,562 | $4,562 |
| Geico | $3,201 | $3,201 |
| Liberty Mutual | $3,069 | $3,069 |
| Progressive | $1,966 | $1,966 |
| State Farm | $1,050 | $1,050 |
| USAA | $1,258 | $1,258 |
How does coverage level affect Kahuku, HI car insurance rates?
How much coverage do you need? Are you comfortable with the Hawaii minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kahuku, HI car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $1,976 | $2,136 | $2,279 |
| Farmers | $4,463 | $4,702 | $4,828 |
| Geico | $3,038 | $3,226 | $3,338 |
| Liberty Mutual | $3,067 | $2,900 | $3,268 |
| Progressive | $1,959 | $2,163 | $2,371 |
| State Farm | $977 | $1,053 | $1,120 |
| USAA | $1,203 | $1,272 | $1,342 |
How does your driving record affect Kahuku, HI car insurance rates?
Safe driving pays off. The more traffic violations you have in Kahuku, HI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kahuku, Hawaii companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $1,251 | $1,841 | $3,712 | $1,717 |
| Farmers | $2,245 | $3,346 | $10,820 | $2,245 |
| Geico | $1,352 | $1,752 | $8,348 | $1,352 |
| Liberty Mutual | $1,651 | $2,060 | $6,544 | $2,060 |
| Progressive | $1,644 | $2,309 | $2,581 | $2,123 |
| State Farm | $960 | $1,140 | $1,050 | $1,050 |
| USAA | $962 | $1,179 | $1,942 | $1,007 |
How does a DUI affect Kahuku, HI car insurance rates?
With even one DUI on your record, you can see an increase in your Kahuku, HI car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,712 |
| Farmers | $10,820 |
| Geico | $8,348 |
| Liberty Mutual | $6,544 |
| Progressive | $2,581 |
| State Farm | $1,050 |
| USAA | $1,942 |
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How does your commute affect Kahuku, HI car insurance rates?
Kahuku, HI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Hawaii can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kahuku if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $1,999 | $2,262 |
| Farmers | $4,664 | $4,664 |
| Geico | $3,201 | $3,201 |
| Liberty Mutual | $3,078 | $3,078 |
| Progressive | $2,164 | $2,164 |
| State Farm | $1,050 | $1,050 |
| USAA | $1,272 | $1,272 |
Who has the cheapest Kahuku, HI car insurance rates?
Here’s a breakdown of Kahuku, Hawaii car insurance rates by company. You can see which company offers the cheapest Kahuku car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
What are the top Kahuku, HI car insurance companies?
Which Kahuku, Hawaii car insurance company will best fit your needs and budget? Check out this comparison of the top Kahuku companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,130 |
| Farmers | $4,664 |
| Geico | $3,201 |
| Liberty Mutual | $3,078 |
| Progressive | $2,164 |
| State Farm | $1,050 |
| USAA | $1,272 |
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What factors affect Kahuku, HI car insurance rates?
Why are Kahuku, Hawaii car insurance rates different than rates in Kekaha or Kailua? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Kahuku, HI?
More time spent behind the wheel can lead to higher Kahuku, Hawaii car insurance rates. In Kahuku, HI, the average commute length is 35.0 minutes.
Car Insurance Quotes for Kahuku, HI
Shop for affordable Kahuku, Hawaii car insurance rates today. Enter your ZIP code to compare quotes from multiple Kahuku, HI car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.