Cheap Quotes for Metairie, LA Car Insurance (2024)
Metairie, Louisiana car insurance rates average $586 a month and Louisiana law requires coverage of at least 15/30/25. By comparing rates from multiple Metairie, LA companies, you can find cheap Metairie car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Metairie is USAA
- Average car insurance rates in Metairie, LA for senior drivers are $4,369/year
- Average car insurance rates in Metairie, LA after a DUI are $8,101/year
How do the Metairie, Louisiana monthly average car insurance rates of $586/month compare to nearby cities like New Orleans car insurance rates, Alexandria car insurance rates, and Baton Rouge car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Metairie, LA.
We’ll cover the Louisiana minimum coverage requirements, Louisiana car insurance laws, and Metairie, LA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Metairie, Louisiana companies to find the most affordable Metairie car insurance rates.
Enter your ZIP code above to find cheap Metairie, LA car insurance quotes today.
What are the minimum Metairie, LA car insurance requirements?
To meet Louisiana minimum car insurance coverage requirements, Metairie, LA drivers need to carry at least 15/30/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Average Metairie, LA Car Insurance Rates by ZIP Code
Where you live is a major determinate of your car insurance rates. Even within Metairie, LA you can see that rates will vary by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 70001 | $6,584 |
| 70002 | $6,642 |
| 70003 | $6,622 |
| 70005 | $6,595 |
| 70006 | $6,619 |
How do age, gender, and marital status affect Metairie, LA car insurance rates?
Three of the criteria that most affect car insurance rates in Metairie, Louisiana are age, gender, and marital status. Let’s take a look at how each of these stack up with top Metairie car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,350 | $4,350 | $4,493 | $4,493 | $9,448 | $11,875 | $4,796 | $5,194 |
| Geico | $4,177 | $4,815 | $5,041 | $6,243 | $15,416 | $16,117 | $4,013 | $3,841 |
| Progressive | $6,318 | $5,930 | $5,283 | $5,699 | $23,679 | $26,349 | $7,174 | $7,201 |
| State Farm | $3,423 | $3,423 | $3,153 | $3,153 | $9,749 | $12,222 | $3,822 | $4,270 |
| USAA | $3,142 | $3,085 | $3,086 | $3,049 | $9,749 | $11,399 | $3,871 | $4,242 |
How much do teen drivers pay for car insurance in Metairie, LA?
Metairie, Louisiana car insurance rates for teens are often higher than rates for other drivers. Compare Metairie car insurance rates from multiple Metairie, Louisiana car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,448 | $11,875 |
| Geico | $15,416 | $16,117 |
| Progressive | $23,679 | $26,349 |
| State Farm | $9,749 | $12,222 |
| USAA | $9,749 | $11,399 |
How much do senior drivers pay for car insurance in Metairie, LA?
With a little research, seniors can find affordable car insurance in Metairie, Louisiana. Here’s a look at how the top Metairie car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,493 | $4,493 |
| Geico | $5,041 | $6,243 |
| Progressive | $5,283 | $5,699 |
| State Farm | $3,153 | $3,153 |
| USAA | $3,086 | $3,049 |
How does coverage level affect Metairie, LA car insurance rates?
How much coverage do you need? Are you comfortable with the Louisiana minimum of 15/30/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Metairie, LA car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,284 | $6,241 | $6,849 |
| Geico | $5,969 | $7,484 | $8,921 |
| Progressive | $8,858 | $10,848 | $13,157 |
| State Farm | $4,630 | $5,389 | $6,186 |
| USAA | $4,463 | $5,287 | $5,858 |
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How does your driving record affect Metairie, LA car insurance rates?
Safe driving pays off. The more traffic violations you have in Metairie, LA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Metairie, Louisiana companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,834 | $7,380 | $6,594 | $5,692 |
| Geico | $5,057 | $8,163 | $10,119 | $6,493 |
| Progressive | $9,150 | $12,154 | $11,802 | $10,710 |
| State Farm | $4,947 | $5,856 | $5,402 | $5,402 |
| USAA | $3,954 | $5,535 | $6,588 | $4,734 |
How does a DUI affect Metairie, LA car insurance rates?
With even one DUI on your record, you can see an increase in your Metairie, LA car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,594 |
| Geico | $10,119 |
| Progressive | $11,802 |
| State Farm | $5,402 |
| USAA | $6,588 |
How does your credit history affect Metairie, LA car insurance rates?
Take a look at the data here to see how your Metairie, Louisiana car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,024 | $5,522 | $4,828 |
| Geico | $8,876 | $7,699 | $5,798 |
| Progressive | $12,453 | $10,591 | $9,818 |
| State Farm | $7,494 | $4,820 | $3,892 |
| USAA | $7,166 | $4,598 | $3,844 |
How does your commute affect Metairie, LA car insurance rates?
Metairie, LA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Louisiana can be seen here. Remember, though, that you may have to carry substantially more car insurance in Metairie if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,125 | $6,125 |
| Geico | $7,303 | $7,613 |
| Progressive | $10,954 | $10,954 |
| State Farm | $5,256 | $5,548 |
| USAA | $5,042 | $5,364 |
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Who has the cheapest Metairie, LA car insurance rates?
Here’s a breakdown of Metairie, Louisiana car insurance rates by company. You can see which company offers the cheapest Metairie car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
What are the top Metairie, LA car insurance companies?
Which Metairie, Louisiana car insurance company will best fit your needs and budget? Check out this comparison of the top Metairie companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,125 |
| Geico | $7,458 |
| Progressive | $10,954 |
| State Farm | $5,402 |
| USAA | $5,203 |
What factors affect Metairie, LA car insurance rates?
Why are Metairie, Louisiana car insurance rates different than rates in New Orleans or Alexandria? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Metairie, LA?
More time spent behind the wheel can lead to higher Metairie, Louisiana car insurance rates. In Metairie, LA, the average commute length is 21.4 minutes.
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Car Insurance Quotes for Metairie, LA
Shop for affordable Metairie, Louisiana car insurance rates today. Enter your ZIP code to compare quotes from multiple Metairie, LA car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.