Cheap Quotes for Onaga, KS Car Insurance (2024)
Onaga, Kansas car insurance rates average $276 a month and Kansas law requires coverage of at least 25/50/25. By comparing rates from multiple Onaga, KS companies, you can find cheap Onaga car insurance quotes to fit your needs and budget.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Onaga, KS are $276/month
- Average car insurance rates in Onaga, KS for senior drivers are $1,934/year
- The cheapest car insurance company in Onaga is American Family
How do the Onaga, Kansas monthly average car insurance rates of $276/month compare to nearby cities like Shawnee car insurance rates, Lenexa car insurance rates, and Manhattan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Onaga, KS.
We’ll cover the Kansas minimum coverage requirements, Kansas car insurance laws, and Onaga, KS statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Onaga, Kansas companies to find the most affordable Onaga car insurance rates.
Enter your ZIP code above to find cheap Onaga, KS car insurance quotes today.
What are the minimum Onaga, KS car insurance requirements?
To meet Kansas minimum car insurance coverage requirements, Onaga, KS drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How do age, gender, and marital status affect Onaga, KS car insurance rates?
Three of the criteria that most affect car insurance rates in Onaga, Kansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Onaga car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,655 | $2,589 | $2,371 | $2,441 | $7,265 | $8,136 | $2,739 | $2,845 |
| American Family | $1,588 | $1,588 | $1,435 | $1,435 | $3,098 | $3,718 | $1,588 | $1,789 |
| Farmers | $2,619 | $2,609 | $2,345 | $2,441 | $6,850 | $7,103 | $2,942 | $3,106 |
| Geico | $2,420 | $2,366 | $2,443 | $2,273 | $4,439 | $5,960 | $2,802 | $2,038 |
| Liberty Mutual | $2,371 | $2,562 | $2,254 | $2,514 | $10,841 | $12,107 | $2,597 | $2,811 |
| Nationwide | $1,908 | $1,972 | $1,694 | $1,831 | $3,874 | $4,772 | $2,213 | $2,362 |
| Progressive | $2,334 | $2,215 | $1,879 | $1,965 | $8,684 | $9,785 | $2,748 | $2,945 |
| State Farm | $1,653 | $1,653 | $1,446 | $1,446 | $4,372 | $5,577 | $1,857 | $2,096 |
| Travelers | $1,986 | $2,021 | $1,937 | $1,960 | $7,998 | $12,455 | $2,033 | $2,399 |
| USAA | $1,396 | $1,431 | $1,272 | $1,296 | $4,580 | $4,837 | $1,837 | $1,934 |
How much do teen drivers pay for car insurance in Onaga, KS?
Onaga, Kansas car insurance rates for teens are often higher than rates for other drivers. Compare Onaga car insurance rates from multiple Onaga, Kansas car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,265 | $8,136 |
| American Family | $3,098 | $3,718 |
| Farmers | $6,850 | $7,103 |
| Geico | $4,439 | $5,960 |
| Liberty Mutual | $10,841 | $12,107 |
| Nationwide | $3,874 | $4,772 |
| Progressive | $8,684 | $9,785 |
| State Farm | $4,372 | $5,577 |
| Travelers | $7,998 | $12,455 |
| USAA | $4,580 | $4,837 |
How much do senior drivers pay for car insurance in Onaga, KS?
With a little research, seniors can find affordable car insurance in Onaga, Kansas. Here’s a look at how the top Onaga car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,371 | $2,441 |
| American Family | $1,435 | $1,435 |
| Farmers | $2,345 | $2,441 |
| Geico | $2,443 | $2,273 |
| Liberty Mutual | $2,254 | $2,514 |
| Nationwide | $1,694 | $1,831 |
| Progressive | $1,879 | $1,965 |
| State Farm | $1,446 | $1,446 |
| Travelers | $1,937 | $1,960 |
| USAA | $1,272 | $1,296 |
How does coverage level affect Onaga, KS car insurance rates?
How much coverage do you need? Are you comfortable with the Kansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Onaga, KS car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,772 | $3,872 | $3,997 |
| American Family | $2,049 | $2,132 | $1,909 |
| Farmers | $3,609 | $3,732 | $3,915 |
| Geico | $3,003 | $3,089 | $3,186 |
| Liberty Mutual | $4,652 | $4,747 | $4,873 |
| Nationwide | $2,721 | $2,549 | $2,465 |
| Progressive | $3,836 | $4,037 | $4,335 |
| State Farm | $2,423 | $2,519 | $2,596 |
| Travelers | $3,895 | $4,105 | $4,297 |
| USAA | $2,253 | $2,318 | $2,398 |
How does your driving record affect Onaga, KS car insurance rates?
Safe driving pays off. The more traffic violations you have in Onaga, KS, the higher your car insurance rates will be. Compare rates based on driving infractions from top Onaga, Kansas companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,348 | $3,898 | $4,515 | $3,760 |
| American Family | $1,992 | $2,142 | $1,992 | $1,992 |
| Farmers | $3,172 | $4,061 | $3,959 | $3,816 |
| Geico | $1,946 | $3,187 | $4,922 | $2,316 |
| Liberty Mutual | $3,591 | $5,393 | $5,296 | $4,748 |
| Nationwide | $1,928 | $2,222 | $3,950 | $2,212 |
| Progressive | $3,757 | $4,402 | $3,928 | $4,191 |
| State Farm | $2,333 | $2,692 | $2,513 | $2,513 |
| Travelers | $2,988 | $3,896 | $5,372 | $4,140 |
| USAA | $1,705 | $2,284 | $3,352 | $1,950 |
How does a DUI affect Onaga, KS car insurance rates?
With even one DUI on your record, you can see an increase in your Onaga, KS car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,515 |
| American Family | $1,992 |
| Farmers | $3,959 |
| Geico | $4,922 |
| Liberty Mutual | $5,296 |
| Nationwide | $3,950 |
| Progressive | $3,928 |
| State Farm | $2,513 |
| Travelers | $5,372 |
| USAA | $3,352 |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
How does your credit history affect Onaga, KS car insurance rates?
Take a look at the data here to see how your Onaga, Kansas car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,804 | $3,653 | $3,183 |
| American Family | $2,651 | $1,874 | $1,565 |
| Farmers | $4,427 | $3,512 | $3,317 |
| Geico | $4,806 | $2,542 | $1,930 |
| Liberty Mutual | $4,757 | $4,757 | $4,757 |
| Nationwide | $2,867 | $2,519 | $2,349 |
| Progressive | $4,662 | $3,922 | $3,624 |
| State Farm | $3,658 | $2,186 | $1,694 |
| Travelers | $4,738 | $3,856 | $3,703 |
| USAA | $3,182 | $2,079 | $1,707 |
How does your commute affect Onaga, KS car insurance rates?
Onaga, KS car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Kansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Onaga if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,880 | $3,880 |
| American Family | $2,004 | $2,056 |
| Farmers | $3,752 | $3,752 |
| Geico | $3,027 | $3,159 |
| Liberty Mutual | $4,757 | $4,757 |
| Nationwide | $2,578 | $2,578 |
| Progressive | $4,069 | $4,069 |
| State Farm | $2,450 | $2,575 |
| Travelers | $4,099 | $4,099 |
| USAA | $2,254 | $2,392 |
Who has the cheapest Onaga, KS car insurance rates?
Here’s a breakdown of Onaga, Kansas car insurance rates by company. You can see which company offers the cheapest Onaga car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
What are the top Onaga, KS car insurance companies?
Which Onaga, Kansas car insurance company will best fit your needs and budget? Check out this comparison of the top Onaga companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,880 |
| American Family | $2,030 |
| Farmers | $3,752 |
| Geico | $3,093 |
| Liberty Mutual | $4,757 |
| Nationwide | $2,578 |
| Progressive | $4,069 |
| State Farm | $2,513 |
| Travelers | $4,099 |
| USAA | $2,323 |
What factors affect Onaga, KS car insurance rates?
Why are Onaga, Kansas car insurance rates different than rates in Shawnee or Lenexa? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Onaga, KS?
More time spent behind the wheel can lead to higher Onaga, Kansas car insurance rates. In Onaga, KS, the average commute length is 21.6 minutes.
Car Insurance Quotes for Onaga, KS
Shop for affordable Onaga, Kansas car insurance rates today. Enter your ZIP code to compare quotes from multiple Onaga, KS car insurance companies.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the need ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.