Cheap Quotes for Russellville, TN Car Insurance (2024)
Russellville, Tennessee car insurance rates average $270 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Russellville, TN companies, you can find cheap Russellville car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Russellville, TN for senior drivers are $1,723/year
- Average car insurance rates in Russellville, TN after a DUI are $4,086/year
- Average car insurance rates in Russellville, TN are $270/month
How do the Russellville, Tennessee monthly average car insurance rates of $270/month compare to nearby cities like Memphis car insurance rates, Johnson City car insurance rates, and Chattanooga car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Russellville, TN.
We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Russellville, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Russellville, Tennessee companies to find the most affordable Russellville car insurance rates.
Enter your ZIP code above to find cheap Russellville, TN car insurance quotes today.
What are the minimum Russellville, TN car insurance requirements?
To meet Tennessee minimum car insurance coverage requirements, Russellville, TN drivers need to carry at least 25/50/15 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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How do age, gender, and marital status affect Russellville, TN car insurance rates?
Three of the criteria that most affect car insurance rates in Russellville, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Russellville car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,848 | $2,729 | $2,564 | $2,661 | $10,811 | $11,741 | $3,027 | $3,133 |
| Farmers | $1,908 | $1,942 | $1,712 | $1,878 | $7,843 | $8,330 | $2,579 | $2,733 |
| Geico | $1,883 | $1,897 | $1,732 | $1,732 | $5,836 | $5,927 | $1,920 | $1,981 |
| Nationwide | $2,126 | $2,141 | $1,908 | $1,936 | $5,884 | $7,568 | $2,446 | $2,647 |
| Progressive | $1,719 | $1,619 | $1,397 | $1,465 | $7,824 | $8,809 | $2,072 | $2,273 |
| State Farm | $1,472 | $1,472 | $1,335 | $1,335 | $4,589 | $5,732 | $1,666 | $1,938 |
| Travelers | $1,684 | $1,771 | $1,544 | $1,642 | $4,812 | $5,990 | $1,790 | $1,883 |
| USAA | $1,508 | $1,533 | $1,362 | $1,361 | $5,395 | $6,191 | $1,968 | $2,095 |
How much do teen drivers pay for car insurance in Russellville, TN?
Russellville, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Russellville car insurance rates from multiple Russellville, Tennessee car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,811 | $11,741 |
| Farmers | $7,843 | $8,330 |
| Geico | $5,836 | $5,927 |
| Nationwide | $5,884 | $7,568 |
| Progressive | $7,824 | $8,809 |
| State Farm | $4,589 | $5,732 |
| Travelers | $4,812 | $5,990 |
| USAA | $5,395 | $6,191 |
How much do senior drivers pay for car insurance in Russellville, TN?
With a little research, seniors can find affordable car insurance in Russellville, Tennessee. Here’s a look at how the top Russellville car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,564 | $2,661 |
| Farmers | $1,712 | $1,878 |
| Geico | $1,732 | $1,732 |
| Nationwide | $1,908 | $1,936 |
| Progressive | $1,397 | $1,465 |
| State Farm | $1,335 | $1,335 |
| Travelers | $1,544 | $1,642 |
| USAA | $1,362 | $1,361 |
How does coverage level affect Russellville, TN car insurance rates?
How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Russellville, TN car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,757 | $4,926 | $5,134 |
| Farmers | $3,409 | $3,598 | $3,840 |
| Geico | $2,713 | $2,855 | $3,023 |
| Liberty Mutual | $5,246 | $5,500 | $5,763 |
| Nationwide | $3,356 | $3,261 | $3,378 |
| Progressive | $3,192 | $3,395 | $3,605 |
| State Farm | $2,295 | $2,455 | $2,578 |
| Travelers | $2,474 | $2,638 | $2,807 |
| USAA | $2,592 | $2,667 | $2,771 |
How does your driving record affect Russellville, TN car insurance rates?
Safe driving pays off. The more traffic violations you have in Russellville, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Russellville, Tennessee companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,123 | $4,923 | $5,980 | $4,730 |
| Farmers | $3,086 | $3,824 | $3,916 | $3,637 |
| Geico | $2,092 | $2,790 | $4,481 | $2,092 |
| Liberty Mutual | $4,461 | $6,437 | $5,982 | $5,133 |
| Nationwide | $2,887 | $2,887 | $4,320 | $3,233 |
| Progressive | $2,992 | $3,887 | $3,185 | $3,524 |
| State Farm | $2,221 | $2,664 | $2,443 | $2,443 |
| Travelers | $2,138 | $2,747 | $3,042 | $2,631 |
| USAA | $1,946 | $2,918 | $3,429 | $2,414 |
How does a DUI affect Russellville, TN car insurance rates?
With even one DUI on your record, you can see an increase in your Russellville, TN car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,980 |
| Farmers | $3,916 |
| Geico | $4,481 |
| Liberty Mutual | $5,982 |
| Nationwide | $4,320 |
| Progressive | $3,185 |
| State Farm | $2,443 |
| Travelers | $3,042 |
| USAA | $3,429 |
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How does your credit history affect Russellville, TN car insurance rates?
Take a look at the data here to see how your Russellville, Tennessee car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,309 | $4,824 | $3,684 |
| Farmers | $4,300 | $3,365 | $3,182 |
| Geico | $3,247 | $2,783 | $2,560 |
| Liberty Mutual | $7,880 | $4,842 | $3,788 |
| Nationwide | $4,005 | $3,178 | $2,813 |
| Progressive | $3,816 | $3,295 | $3,080 |
| State Farm | $3,546 | $2,128 | $1,653 |
| Travelers | $3,349 | $2,643 | $1,926 |
| USAA | $3,878 | $2,275 | $1,877 |
How does your commute affect Russellville, TN car insurance rates?
Russellville, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Russellville if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,939 | $4,939 |
| Farmers | $3,616 | $3,616 |
| Geico | $2,844 | $2,883 |
| Liberty Mutual | $5,503 | $5,503 |
| Nationwide | $3,332 | $3,332 |
| Progressive | $3,397 | $3,397 |
| State Farm | $2,384 | $2,501 |
| Travelers | $2,536 | $2,743 |
| USAA | $2,602 | $2,752 |
Who has the cheapest Russellville, TN car insurance rates?
Here’s a breakdown of Russellville, Tennessee car insurance rates by company. You can see which company offers the cheapest Russellville car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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What are the top Russellville, TN car insurance companies?
Which Russellville, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Russellville companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,939 |
| Farmers | $3,616 |
| Geico | $2,864 |
| Nationwide | $3,332 |
| Progressive | $3,397 |
| State Farm | $2,443 |
| Travelers | $2,640 |
| USAA | $2,677 |
Car Insurance Quotes for Russellville, TN
Shop for affordable Russellville, Tennessee car insurance rates today. Enter your ZIP code to compare quotes from multiple Russellville, TN car insurance companies.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.