Cheap Quotes for Webb City, MO Car Insurance (2024)
Webb City, Missouri car insurance rates average $273 a month and Missouri law requires coverage of at least 25/50/25. By comparing rates from multiple Webb City, MO companies, you can find cheap Webb City car insurance quotes to fit your needs and budget.
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Webb City is Nationwide
- Average car insurance rates in Webb City, MO after a DUI are $3,839/year
- Average car insurance rates in Webb City, MO for senior drivers are $1,825/year
How do the Webb City, Missouri monthly average car insurance rates of $273/month compare to nearby cities like St. Joseph car insurance rates, Independence car insurance rates, and Florissant car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Webb City, MO.
We’ll cover the Missouri minimum coverage requirements, Missouri car insurance laws, and Webb City, MO statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Webb City, Missouri companies to find the most affordable Webb City car insurance rates.
Enter your ZIP code above to find cheap Webb City, MO car insurance quotes today.
What are the minimum Webb City, MO car insurance requirements?
To meet Missouri minimum car insurance coverage requirements, Webb City, MO drivers need to carry at least 25/50/25 coverage.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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How do age, gender, and marital status affect Webb City, MO car insurance rates?
Three of the criteria that most affect car insurance rates in Webb City, Missouri are age, gender, and marital status. Let’s take a look at how each of these stack up with top Webb City car insurance companies.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,822 | $2,736 | $2,532 | $2,613 | $7,715 | $8,346 | $2,716 | $2,810 |
| American Family | $2,130 | $2,130 | $1,899 | $1,899 | $5,879 | $7,635 | $2,130 | $2,485 |
| Farmers | $2,293 | $2,282 | $2,043 | $2,168 | $9,636 | $9,971 | $2,615 | $2,727 |
| Geico | $1,780 | $2,007 | $1,385 | $1,807 | $5,725 | $6,039 | $1,616 | $1,613 |
| Liberty Mutual | $2,666 | $2,889 | $2,190 | $2,462 | $9,409 | $10,461 | $2,806 | $2,987 |
| Nationwide | $1,457 | $1,487 | $1,306 | $1,381 | $3,720 | $4,759 | $1,665 | $1,800 |
| Progressive | $1,853 | $1,714 | $1,521 | $1,563 | $6,168 | $6,920 | $2,257 | $2,302 |
| State Farm | $1,708 | $1,708 | $1,545 | $1,545 | $5,091 | $6,401 | $1,924 | $2,196 |
| USAA | $1,641 | $1,624 | $1,481 | $1,502 | $4,991 | $6,094 | $2,038 | $2,263 |
How much do teen drivers pay for car insurance in Webb City, MO?
Webb City, Missouri car insurance rates for teens are often higher than rates for other drivers. Compare Webb City car insurance rates from multiple Webb City, Missouri car insurance companies to get the best deal.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,715 | $8,346 |
| American Family | $5,879 | $7,635 |
| Farmers | $9,636 | $9,971 |
| Geico | $5,725 | $6,039 |
| Liberty Mutual | $9,409 | $10,461 |
| Nationwide | $3,720 | $4,759 |
| Progressive | $6,168 | $6,920 |
| State Farm | $5,091 | $6,401 |
| USAA | $4,991 | $6,094 |
How much do senior drivers pay for car insurance in Webb City, MO?
With a little research, seniors can find affordable car insurance in Webb City, Missouri. Here’s a look at how the top Webb City car insurance companies stack up.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,532 | $2,613 |
| American Family | $1,899 | $1,899 |
| Farmers | $2,043 | $2,168 |
| Geico | $1,385 | $1,807 |
| Liberty Mutual | $2,190 | $2,462 |
| Nationwide | $1,306 | $1,381 |
| Progressive | $1,521 | $1,563 |
| State Farm | $1,545 | $1,545 |
| USAA | $1,481 | $1,502 |
How does coverage level affect Webb City, MO car insurance rates?
How much coverage do you need? Are you comfortable with the Missouri minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Webb City, MO car insurance rates will be. Let’s take a look.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,889 | $4,028 | $4,191 |
| American Family | $3,167 | $3,376 | $3,277 |
| Farmers | $3,942 | $4,176 | $4,532 |
| Geico | $2,548 | $2,771 | $2,920 |
| Liberty Mutual | $4,217 | $4,507 | $4,727 |
| Nationwide | $2,064 | $2,217 | $2,309 |
| Progressive | $2,710 | $3,046 | $3,356 |
| State Farm | $2,561 | $2,775 | $2,959 |
| USAA | $2,581 | $2,694 | $2,838 |
How does your driving record affect Webb City, MO car insurance rates?
Safe driving pays off. The more traffic violations you have in Webb City, MO, the higher your car insurance rates will be. Compare rates based on driving infractions from top Webb City, Missouri companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,473 | $3,909 | $4,842 | $3,921 |
| American Family | $2,440 | $3,536 | $4,326 | $2,791 |
| Farmers | $3,635 | $4,546 | $4,443 | $4,242 |
| Geico | $2,107 | $2,780 | $3,803 | $2,297 |
| Liberty Mutual | $3,256 | $4,682 | $4,816 | $5,180 |
| Nationwide | $1,725 | $2,215 | $2,958 | $1,889 |
| Progressive | $2,627 | $3,528 | $2,915 | $3,079 |
| State Farm | $2,529 | $3,000 | $2,765 | $2,765 |
| USAA | $2,150 | $2,630 | $3,681 | $2,356 |
How does a DUI affect Webb City, MO car insurance rates?
With even one DUI on your record, you can see an increase in your Webb City, MO car insurance rates.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,842 |
| American Family | $4,326 |
| Farmers | $4,443 |
| Geico | $3,803 |
| Liberty Mutual | $4,816 |
| Nationwide | $2,958 |
| Progressive | $2,915 |
| State Farm | $2,765 |
| USAA | $3,681 |
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How does your credit history affect Webb City, MO car insurance rates?
Take a look at the data here to see how your Webb City, Missouri car insurance rates are affected by your credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,571 | $3,579 | $2,959 |
| American Family | $4,276 | $3,008 | $2,535 |
| Farmers | $4,807 | $4,020 | $3,823 |
| Geico | $3,791 | $2,471 | $1,977 |
| Liberty Mutual | $6,420 | $3,933 | $3,098 |
| Nationwide | $2,589 | $2,141 | $1,861 |
| Progressive | $3,508 | $2,915 | $2,688 |
| State Farm | $3,846 | $2,457 | $1,992 |
| USAA | $4,495 | $2,106 | $1,513 |
How does your commute affect Webb City, MO car insurance rates?
Webb City, MO car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Missouri can be seen here. Remember, though, that you may have to carry substantially more car insurance in Webb City if you’re financing.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,036 | $4,036 |
| American Family | $3,241 | $3,305 |
| Farmers | $4,217 | $4,217 |
| Geico | $2,696 | $2,797 |
| Liberty Mutual | $4,484 | $4,484 |
| Nationwide | $2,197 | $2,197 |
| Progressive | $3,037 | $3,037 |
| State Farm | $2,696 | $2,833 |
| USAA | $2,607 | $2,802 |
Who has the cheapest Webb City, MO car insurance rates?
Here’s a breakdown of Webb City, Missouri car insurance rates by company. You can see which company offers the cheapest Webb City car insurance rates in each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Nationwide |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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What are the top Webb City, MO car insurance companies?
Which Webb City, Missouri car insurance company will best fit your needs and budget? Check out this comparison of the top Webb City companies to find the one for you.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,036 |
| American Family | $3,273 |
| Farmers | $4,217 |
| Geico | $2,747 |
| Liberty Mutual | $4,484 |
| Nationwide | $2,197 |
| Progressive | $3,037 |
| State Farm | $2,765 |
| USAA | $2,704 |
What factors affect Webb City, MO car insurance rates?
Why are Webb City, Missouri car insurance rates different than rates in St. Joseph or Independence? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.
How long is the average commute in Webb City, MO?
More time spent behind the wheel can lead to higher Webb City, Missouri car insurance rates. In Webb City, MO, the average commute length is 16.9 minutes.
Car Insurance Quotes for Webb City, MO
Shop for affordable Webb City, Missouri car insurance rates today. Enter your ZIP code to compare quotes from multiple Webb City, MO car insurance companies.
Compare quotes from the top car insurance companies and save
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Brad Larsen
Licensed Auto Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.